1123A 22 1/2 St, Chetek, WI, 54728
About This Home
Enjoy lake living on Prairie Lake, part of the Chetek Chain of Lakes! This walkout lake home offers an open main level layout with tile flooring throughout, great natural light, and beautiful lake views. The main level includes an owner’s suite, an additional full bath, and a spacious living area with patio door access to the large lakeside deck. The walkout lower level features a comfortable family room with knotty pine accents, fireplace, laundry area, and convenient third utility bath. Outside, enjoy mature trees, a peaceful yard, and a perfect fire pit area overlooking the water. A large 36’x20’ detached garage provides excellent storage for vehicles, lake toys, and outdoor gear. A great opportunity to enjoy the Chetek Chain with space, views, and classic lake-home charm.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bathroom
- Level: Main
- Area: 81
- Dimensions: 9x9
Bathroom
- Level: Main
- Area: 40
- Dimensions: 8x5
Bedroom
- Level: Main
- Area: 182
- Dimensions: 13x14
Bedroom2
- Level: Lower
- Area: 120
- Dimensions: 10x12
Bedroom3
- Level: Lower
- Area: 144
- Dimensions: 12x12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: Main
- Area: 48
- Dimensions: 8x6
Family Room
- Level: Lower
- Area: 225
- Dimensions: 15x15
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 779
- Finished area above ground: 912
Heating & Cooling
- Heating features: Baseboard,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,824
- Total interior livable area: 1,691 sqft
Kitchen
- Level: Main
- Area: 110
- Dimensions: 11x10
Laundry
- Level: Lower
- Area: 133
- Dimensions: 7x19
Living Room
- Level: Main
- Area: 204
- Dimensions: 12x17
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 036415423000
- Zoning description: Shoreline,Residential-Single Family
- Foundation area: 912
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(15-26)
Lot
- Lot size: 0.28 Acres
- Lot size dimensions: 177 x 66 x 183 x 68
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,426 | $29,112 |
| Home Insurance * | $291 | $3,492 |
| Property Taxes | $635 | $7,620 |
| Electricity | $171 | $2,054 |
| Total | $3,523 | $42,276 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-09 | Listed for sale | $479,900 |
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