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208 Saint James St, Jackson, NE, 68743

3beds
2baths
1,800sqft
$239,950
$133price/sqft
$2,182/moest. monthly cost
$87,280/yrincome needed

About This Home

3-bedroom, 2-bath ranch nestled in the heart of Jackson, NE! This move-in-ready home offers a spacious and functional layout with a finished basement featuring a large family room, providing plenty of space for entertaining, hobbies, or relaxing. The main level offers comfortable living areas, an inviting eat-in kitchen, and easy access to the backyard through a sliding glass door leading to a generous deck—perfect for summer gatherings. The oversized garage provides ample room for vehicles, tools, and additional storage, while the large backyard offers endless possibilities for outdoor enjoyment. With its thoughtful layout, abundant storage, and convenient small-town location just minutes from Sioux City, this home is an excellent opportunity for anyone looking for space, comfort, and value. Don't miss your chance to make this Jackson gem your next home!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Homer Elementary SchoolGrades PK-69.6 mi
4/10
Homer High SchoolGrades 7-129.6 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: None

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen
  • Finished area below ground: 888
  • Finished area above ground: 912

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 220004382

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.34 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Oversized,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Drought
Inland Flooding
Wildfire
Winter Weather
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance $606$7,272
Property Taxes $239$2,868
Electricity $124$1,493
Total$2,182$26,184

Income You'd Need if You Spent...

35% on housing$74,811/yr
40% on housing$65,460/yr
45% on housing$58,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 68743$87
Dakota County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 68743$76
Dakota County$216

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$239,950
2026-07-12Listing removed$229,950
2026-07-06Listed for sale$229,950
2024-12-18Sold$200,000
2024-11-08Pending sale$210,000
2024-10-02Price change$210,000
2024-09-03Listed for sale$220,000

For Sale by Agent

AgentNorma Karnes
BrokerageLPT Realty, LLC

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