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1000 River Road #9J, Belmar, NJ, 07719

1beds
1baths
882sqft
$400,000
$454price/sqft
$2,646/moest. monthly cost
$105,840/yrincome needed

About This Home

Enjoy coastal living in this *Top-floor corner unit* filled with natural light from expansive windows! Exceptional ocean and beach views and spectacular summer sunsets from the private balcony. The foyer leads to a kitchen with tile flooring, backsplash, stainless steel appliances, and an ocean-view window. The dining area opens to the balcony through brand new sliding doors. Full bath with window, ample closet space, brand-new electric panel, private storage unit, assigned parking space, plus building laundry with newer washers and dryers. Ideally located in the heart of Belmar across from Shark River, just minutes to the beach, marina, vibrant Main Street, and the train for an easy commute to the city.

Getting Around

92
WalkingWalker's Paradise
0
TransitVery Limited Transit
67
BikeBikeable

Schools

6/10
Belmar Elementary SchoolGrades PK-80.1 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Flat

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Multi Units

Interior Area

  • Total structure area: 882
  • Total interior livable area: 882 sqft

Property

Details

  • Parcel number: 07001070000000010000C0910
  • Zoning description: Condo

Features

  • Levels: Upper Level
  • Stories: 1
  • Entry location: Upper Level
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Bay,Ocean
  • Has water view: Yes
  • Water view: Bay,Ocean
  • On waterfront: Yes
  • Waterfront features: Bayfront

Parking

  • Total spaces: 1
  • Parking features: Assigned,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$114$1,368
Property Taxes $317$3,804
Electricity $193$2,318
Total$2,646$31,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,720/yr
40% on housing$79,380/yr
45% on housing$70,560/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$454This listing

vs Other Active Listings

Avg $/sqft

ZIP 07719$445
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07719$541
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Listed for sale$400,000
2025-06-08Listing removed$2,300
2025-05-17Listed for rent$2,300
2025-05-05Sold$417,000
2025-03-29Pending sale$400,000
2025-03-24Listed for sale$400,000
2025-03-21Listing removed$375,000
2025-03-06Listed for sale$375,000
2014-05-28Sold$195,000

For Sale by Agent

AgentCaroline Garguilo
BrokerageKeller Williams Realty Central Monmouth

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