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148 Chestnut Ridge Lane, Roaring Gap, NC, 28668

6beds
8baths
5,655sqft
$1,700,000
$301price/sqft
$11,335/moest. monthly cost
$453,400/yrincome needed

About This Home

Private Estate in High Meadows Golf & Country Club with Breathtaking Mountain Views. Experience timeless elegance and unmatched privacy in this stunning, well-maintained estate, set on nearly 13 acres. Boasting panoramic, long-range views of the Blue Ridge Mountains, this home is a true mountain sanctuary. Inside, the main level offers a grand great room with soaring cathedral ceilings and a dramatic wall of windows that flood the space with natural light and frame the sweeping vistas. A total of 4 fireplaces add warmth and ambiance—located in the great room, the cozy keeping room off the chef’s kitchen, the luxurious primary suite, and the spacious game room. With 6 generously sized bedrooms, each with its own private bath, there’s plenty of room for family and guests. A second bedroom suite on the main level adds flexibility for multi-generational living. The private studio apartment with full bath (additional 823 sq. ft.) located below the 3-car garage is perfect for guests, in-laws, or rental potential. A home gym (additional 254 sq. ft.) is conveniently located off the 3-car garage. Expansive outdoor living areas are ideal for entertaining or relaxing in nature. This is a rare opportunity to own a stately mountain retreat with amazing views and total privacy, and exclusive country club amenities just minutes away. Schedule your tour today! (Roof was replaced on Sept. 4, 2025. Drone photos show the old roof.)

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Glade Creek ElementaryGrades PK-87.1 mi
7/10
Alleghany HighGrades 9-1210.4 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Basement
  • Roof: Architectural,Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Double Oven,Dryer,Dishwasher,Disposal,Gas Range,Microwave,Refrigerator,Trash Compactor,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Hot Tub/Spa,Jetted Tub
  • Fireplace features: Gas,Stone,Propane,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 2,672
  • Finished area above ground: 2,983

Heating & Cooling

  • Heating features: Ductless,Electric,Fireplace(s),Heat Pump
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 5,655
  • Total interior livable area: 5,655 sqft

Property

Details

  • Parcel number: 4916094971

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Composite
  • Exterior features: Fence
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Partial
  • Has view: Yes
  • View description: Long Range

Lot

  • Lot size: 12.94 Acres

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Attached,Driveway,Garage,Three or more Spaces
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Drought
Inland Flooding
Lightning
Strong Wind
Hail
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Alleghany County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,596$103,152
Home Insurance *$1,284$15,408
Property Taxes $929$11,148
Electricity $526$6,320
Total$11,335$136,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$388,628/yr
40% on housing$340,050/yr
45% on housing$302,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 28668$360
Alleghany County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 28668
Alleghany County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-05Listed for sale$1,700,000

For Sale by Agent

AgentSue Talley
BrokerageHigh Meadows Country Club Properties

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