124 S Main St, Hartford, KY, 42347
About This Home
Discover the perfect blend of character, functionality, and country charm in this one-of-a-kind two-story home situated on a spacious 0.45-acre lot. Offering 2 bedrooms, 2 full bathrooms, and 1,381 square feet of thoughtfully designed living space, this unique property features a style reminiscent of a barndominium while maintaining its own distinctive appeal. The ground level includes a drive-in garage with plenty of room for vehicles, hobbies, or storage. Toward the rear of the home, you'll find a private bedroom, full bathroom, and comfortable living area, making it an ideal space for guests, extended family, or a private retreat. Upstairs, an inviting open-concept floor plan seamlessly connects the living room, dining area, and kitchen, creating a bright and welcoming space for everyday living and entertaining. The second level also features a spacious bedroom with a walk-in closet and a full bathroom for added comfort and convenience. Enjoy peaceful mornings or relaxing evenings from either of the two covered porches overlooking the generous lot. Multiple storage buildings provide additional space for tools, equipment, outdoor gear, or lawn equipment. Whether you're searching for a unique primary residence, a weekend getaway, or a versatile property with endless potential, this home offers the perfect combination of rural tranquility and convenient living. Don't miss your chance to own this truly special property! Call to schedule a showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2015
Materials
- Roof: Metal
- Construction materials: Frame,Aluminum Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Linoleum
- Finished area above ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central
Interior Area
- Total structure area: 0
- Total interior livable area: 1,381 sqft
Kitchen
- Features: Open,Laminate Counters
Property
Details
- Parcel number: 90364
- Lease amount: 0
Features
- Stories: 2
- Patio & porch: Patio,Covered Porch,Deck
Lot
- Lot size: 0.45 Acres
Parking
- Total spaces: 1
- Parking features: Driveway,Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $854 | $10,248 |
| Home Insurance * | $125 | $1,500 |
| Property Taxes | $42 | $504 |
| Electricity | $154 | $1,850 |
| Total | $1,175 | $14,100 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-26 | Listed for sale | $169,000 |
| 2024-08-02 | Sold | $115,000 |
| 2024-06-26 | Pending sale | $149,900 |
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