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17534 Austins Creek Dr, Charlotte, NC, 28278

5beds
3baths
2,966sqft
$574,900
$194price/sqft
$3,587/moest. monthly cost
$143,480/yrincome needed

About This Home

An incredible opportunity to own in one of Charlotte's premier resort-style communities. Life at The Palisades is about so much more than the home itself. Spend weekends at the resort-style pools, enjoy tennis, pickleball and basketball courts, gather with friends at the clubhouse, explore miles of walking trails, or head just minutes away to beautiful Lake Wylie for boating, waterfront dining, and unforgettable sunsets. Built in 2017, this move-in ready 5-bedroom, 3-bath home offers nearly 3,000 square feet of thoughtfully designed living space. The main level features a private guest bedroom and full bath, spacious dining room, inviting great room with gas fireplace, and a chef-inspired kitchen complete with gas cooktop, wall ovens, oversized pantry, and sunny breakfast area. A functional drop zone off the garage keeps everyday life organized. Upstairs you'll find a generous loft, three secondary bedrooms, a full bath, convenient laundry room, and an oversized primary suite with dual walk-in closets and a spacious ensuite bath. Outside, enjoy the screened porch overlooking the fully fenced backyard—perfect for relaxing, entertaining, pets, or play. With exceptional community amenities, top-rated lifestyle features, and a new price of $569,900, this is one of the best values currently available in The Palisades. Schedule your private tour today before someone else calls it home..

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
14
BikeSomewhat Bikeable

Schools

9/10
2/10
Southwest Middle SchoolGrades 6-82.2 mi
6/10
Palisades High SchoolGrades 9-110.3 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Crawl Space
  • Construction materials: Hardboard Siding,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Gas Cooktop
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main
  • Area: 42.2389
  • Dimensions: 8' 2" X 5' 2"

Bathroom Full

  • Level: Upper
  • Area: 158.7586
  • Dimensions: 13' 5" X 11' 10"

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main
  • Area: 130.41
  • Dimensions: 12' 5" X 10' 6"

Bedroom S

  • Level: Upper
  • Area: 207.4136
  • Dimensions: 17' 2" X 12' 1"

Bedroom S

  • Level: Upper
  • Area: 134.75
  • Dimensions: 12' 3" X 11' 0"

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Breakfast

  • Level: Main
  • Area: 155.6089
  • Dimensions: 9' 10" X 15' 10"

Dining Room

  • Level: Main
  • Area: 149.04
  • Dimensions: 12' 5" X 12' 0"

Features

  • Fireplace features: Gas Log,Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,966

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,966
  • Total interior livable area: 2,966 sqft

Kitchen

  • Level: Main
  • Area: 182.2689
  • Dimensions: 10' 10" X 16' 10"

Laundry

  • Level: Upper
  • Area: 44.3961
  • Dimensions: 7' 10" X 5' 8"

Living Room

  • Level: Main
  • Area: 277.7914
  • Dimensions: 17' 10" X 15' 7"

Loft

  • Level: Upper
  • Area: 202.64
  • Dimensions: 17' 0" X 11' 11"

Primary Bedroom

  • Level: Upper
  • Area: 308.685
  • Dimensions: 19' 6" X 15' 10"

Property

Details

  • Parcel number: 21730341
  • Zoning: N1-A
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Screened
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.18 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$172$2,064
Property Taxes $232$2,784
Electricity $276$3,315
Total$3,587$43,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,982/yr
40% on housing$107,610/yr
45% on housing$95,653/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 28278$226
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28278$214
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$569,900
2026-06-25Price change$574,900
2026-06-06Listed for sale$580,000
2023-03-02Sold$520,000
2022-12-20Pending sale$529,000
2022-11-23Price change$529,000
2022-11-02Price change$549,900
2022-10-26Price change$569,900
2022-09-29Listed for sale$575,000
2020-10-11Listing removed$2,500
2020-09-28Price change$2,500
2020-09-13Listed for rent$2,800
2020-08-25Sold$385,000
2020-07-29Pending sale$384,000
2020-07-25Listed for sale$384,000
2018-09-16Listing removed$2,600
2018-08-20Price change$2,600
2018-08-18Listed for rent$2,500
2017-09-22Sold$317,000

For Sale by Agent

AgentLorie Stadick
BrokerageERA Live Moore

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