See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1216 Lomax Ave, Charlotte, NC, 28211

3beds
3baths
2,046sqft
$625,000
$305price/sqft
$3,888/moest. monthly cost
$155,520/yrincome needed

About This Home

A rare offering in one of Charlotte's most beloved neighborhoods, where refined interiors meet a backyard that feels like a private retreat. Set in the heart of Cotswold, this impeccably maintained residence lives like new with modern finishes. On the main level, the open-concept unfolds naturally. A gracious dining area, a dedicated home office, and an inviting living room flow seamlessly into one another, ideal for entertaining. At the heart of it all, the chef's kitchen offers clean lines and an oversized quartz island. The outdoor retreat is a breath of fresh air. A pristine luxury hot tub looks out into the lush greenery while a fire pit anchors a beautifully appointed gathering space. Together they transform the landscaped backyard into a private oasis. Upstairs, the primary suite offers a spacious and light-filled bedroom, a generous walk-in closet, and a dreamy spa-inspired bath appointed with an oversized shower. Two additional bedrooms, each comfortable and well-proportioned, share a full bath. The location completes the picture. The Charlotte Swim & Racquet Club sits just down the street, offering tennis, swimming, and pickleball. Cotswold's dining, shopping, and entertainment are moments away.

Getting Around

19
WalkingCar-Dependent
21
TransitMinimal Transit
11
BikeSomewhat Bikeable

Schools

6/10
Cotswold ElementaryGrades 3-50.9 mi
4/10
Alexander Graham MiddleGrades 6-83.0 mi
7/10
Myers Park HighGrades 9-123.0 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,046

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,046
  • Total interior livable area: 2,046 sqft

Primary Bedroom

  • Level: Upper
  • Area: 272.25
  • Dimensions: 16' 6" X 16' 6"

Property

Details

  • Parcel number: 15720354
  • Zoning: N2-B
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Fire Pit
  • Has spa: Yes
  • Spa features: Heated

Lot

  • Lot size: 0.20 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$126$1,512
Property Taxes $402$4,824
Electricity $200$2,405
Total$3,888$46,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,302/yr
40% on housing$116,640/yr
45% on housing$103,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 28211$424
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28211$414
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$625,000
2026-06-22Price change$635,000
2026-05-28Price change$650,000
2026-05-18Price change$675,000
2026-05-15Listed for sale$685,000
2019-07-26Sold$410,000
2019-06-10Pending sale$419,900
2019-05-13Price change$419,900
2019-04-03Price change$429,900
2018-09-20Price change$469,950
2018-08-23Listed for sale$489,950
2017-05-31Sold$140,000

For Sale by Agent

AgentSarah Rose
BrokerageRE/MAX Executive

Similar Homes