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1627 Rama Rd, Charlotte, NC, 28211

4beds
4baths
2,869sqft
$825,000
$288price/sqft
$5,132/moest. monthly cost
$205,280/yrincome needed

About This Home

Stunning 4BR/3.5BA contemporary home in one of Charlotte’s most sought-after locations—just a short walk to parks, shops, and dining and uptown! Built with exceptional craftsmanship and eco-conscious details, including a permeable paver driveway. The spacious, fenced backyard offers rare privacy, mature trees, HOA-owned land directly behind ensures no future development. Inside, enjoy a light-filled open floor plan with a dramatic foyer, open staircase, and a flexible office/playroom. The huge chef’s kitchen features European-style cabinetry, a large island, and expansive windows. Upstairs offers 4 spacious bedrooms each with walk-in closets, 3 full baths with floating vanities, and a central laundry room. Modern design meets everyday functionality—don’t miss this one!

Getting Around

18
WalkingCar-Dependent
27
TransitSome Transit
17
BikeSomewhat Bikeable

Schools

5/10
Rama Road ElementaryGrades PK-50.4 mi
7/10
McClintock Middle SchoolGrades 6-80.3 mi
5/10
East Mecklenburg HighGrades 9-120.6 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Stucco

Other

  • Builder name: Chelsea Building Group

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Upper Level

Bedroom S

  • Level: Upper
  • Area: 172.4489
  • Dimensions: 12' 2" X 14' 2"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Open Floorplan,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Laminate,Tile
  • Finished area below ground: 0
  • Finished area above ground: 2,869

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,869
  • Total interior livable area: 2,869 sqft

Property

Details

  • Parcel number: 16307135
  • Zoning: N1-A
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Deck
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.17 Acres
  • Features: Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$166$1,992
Property Taxes $528$6,336
Electricity $267$3,206
Total$5,132$61,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,954/yr
40% on housing$153,960/yr
45% on housing$136,853/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 28211$424
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28211$414
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$875,000
2026-03-02Price change$895,000
2026-01-15Price change$899,000
2025-12-01Price change$915,000
2025-11-03Price change$920,000
2025-08-06Listed for sale$925,000
2020-05-05Sold$524,900
2020-03-21Price change$524,900
2019-12-26Listed for sale$574,900

For Sale by Agent

AgentAndrea Cossette
BrokerageNorthGroup Real Estate LLC

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