See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

107 E Cultivator Way, Clayton, NC, 27520

4beds
3baths
1,898sqft
$349,900
$184price/sqft
$2,263/moest. monthly cost
$90,520/yrincome needed

About This Home

This charming 4 bedroom, 3 full bath home sits on a .47 acre lot nestled in the highly desirable and rapidly growing community of Clayton NC! Step through the front door into an inviting, sun drenched interior designed for day-to-day comfort and easy entertaining. The heart of the home flows seamlessly between the living areas and a well-appointed kitchen, offering a center island, stainless steel appliances with ample counter space and storage for the home chef. This home offers the flexibility of a main level bedroom and full bath, with the primary suite and 2 additional bedrooms and a bonus room upstairs. The primary suite is complete with a soaking tub, separate stand-up shower and dual sink vanity, two additional bedrooms provide plenty of versatility to craft the perfect home office, fitness studio or playroom. The large 0.47 acre lot is perfect for weekend barbecues, gardening or creating your own backyard oasis. This one is a must see, schedule your tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

8/10
Polenta ElementaryGrades PK-54.3 mi
8/10
Swift Creek MiddleGrades 6-82.1 mi
6/10
Cleveland High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,898

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,898
  • Total interior livable area: 1,898 sqft

Property

Details

  • Parcel number: 05H05035W
  • Zoning: RAG
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes

Lot

  • Lot size: 0.47 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Tornado

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$151$1,812
Property Taxes $143$1,716
Electricity $200$2,405
Total$2,263$27,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,588/yr
40% on housing$67,890/yr
45% on housing$60,346/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 27520$167
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27520$193
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$329,900
2026-07-27Price change$349,900
2026-07-20Price change$359,900
2026-07-10Price change$364,900
2026-07-01Listed for sale$369,900
2025-07-01Listing removed$2,044
2025-06-24Listed for rent$2,044
2024-10-31Listing removed$354,900
2024-10-16Price change$354,900
2024-10-02Price change$359,900
2024-09-12Price change$364,900
2024-08-19Price change$374,900
2024-07-29Listed for sale$385,000
2016-05-26Sold$210,000

For Sale by Agent

AgentLaurie Stanley
BrokerageBridge Homes

Similar Homes