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575 Stoystown Rd, Somerset, PA, 15501

2beds
1baths
1,115sqft
$189,900
$170price/sqft
$1,447/moest. monthly cost
$57,880/yrincome needed

About This Home

Versatile and highly visible, this mixed-use parcel offers both a move-in-ready home and a fully functional commercial shop with a garage bay. The charming home features a spacious kitchen, comfortable living area, updated bath, and 2 bright bedrooms. A covered front porch and expansive backyard with a greenhouse and garden space add extra appeal. Directly besides the house sits a dedicated commercial building currently outfitted as a workshop. It includes a full bay door, workspace lighting, built-in shelving, and ample room for tools, equipment, or inventory. The property is serviced by 6-inch commercial-grade gas and sewage lines—ideal for growing operations or high-demand businesses. Positioned on a high-traffic corridor with great visibility and dual parking areas, this property supports a variety of business types. Live, work, and invest all in one location with space to grow

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
Eagle View El SchoolGrades 3-52.1 mi
7/10
SOMERSET AREA JR-SR HSGrades 6-121.6 mi
--
Maple Ridge El SchoolGrades PK-22.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1946

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Heating

  • Heating features: Forced Air,Oil

Interior Area

  • Total structure area: 1,115
  • Total interior livable area: 1,115 sqft

Property

Details

  • Parcel number: 420027690

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.85 Acres
  • Lot size dimensions: 1.1

Parking

  • Total spaces: 5
  • Parking features: Covered,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$107$1,284
Property Taxes $156$1,872
Electricity $224$2,692
Total$1,447$17,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,611/yr
40% on housing$43,410/yr
45% on housing$38,586/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 15501$118
Somerset County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 15501$115
Somerset County$94

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Listed for sale$209,900
2026-03-26Listing removed$224,900
2025-06-26Listed for sale$224,900

For Sale by Agent

AgentThomas Althoff
BrokerageRE/MAX SELECT REALTY

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