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4069 S Fm 730, Decatur, TX, 76234

4beds
3baths
2,686sqft
$1,300,000
$484price/sqft
$8,352/moest. monthly cost
$334,080/yrincome needed

About This Home

Set on 10.5 picturesque acres, this stunning modern farmhouse blends elevated design with wide-open Texas living. The 4 bedroom, 2.5 bath home offers thoughtful upgrades throughout, creating a warm yet refined retreat. Step outside and experience what truly sets this property apart, a resort-style pool, expansive covered patio, outdoor kitchen, and multiple outdoor living spaces designed for effortless entertaining. The wraparound porch is the perfect place to start your mornings with coffee and end your evenings watching breathtaking sunsets. The fully fenced acreage is ideal for cattle and currently benefits from an agricultural exemption, keeping property taxes low. A large garage - shop provides ample space for hobbies, equipment, or business use, plus there’s room to park RVs, boats, and additional vehicles with ease. Peaceful country living, modern comfort, and unforgettable sunrises and sunsets all just waiting for its next owner.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
Young Elementary SchoolGrades PK-51.2 mi
6/10
McCarroll Middle SchoolGrades 6-82.7 mi
5/10
Decatur High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Board & Batten Siding,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern,Farmhouse,Modern,Detached
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Gas Cooktop,Disposal,Water Softener
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry in Utility Room,In Hall

Bedroom

  • Features: Built-in Features,Ceiling Fan(s),En Suite Bathroom
  • Level: First
  • Dimensions: 13 x 13

Bedroom

  • Features: Built-in Features,Ceiling Fan(s),En Suite Bathroom
  • Level: First
  • Dimensions: 13 x 13

Bedroom

  • Features: Built-in Features,Ceiling Fan(s)
  • Level: First
  • Dimensions: 13 x 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 13 x 10

Features

  • Built-in Features,Chandelier,Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 3
  • Fireplace features: Gas,Living Room,Outside,Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,686 sqft

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 18 x 18

Master Bedroom

  • Features: Built-in Features,Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 19 x 16

Property

Details

  • Parcel number: 791201

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground,Outdoor Pool,Pool Cover,Pool,Pool Sweep
  • Patio & porch: Rear Porch,Deck,Front Porch,Wrap Around,Covered,Mosquito System
  • Exterior features: Outdoor Grill,Outdoor Kitchen,Rain Gutters,RV Hookup,Fire Pit
  • Fencing: Barbed Wire,Electric,Fenced,Full,Gate,Metal,Perimeter
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 10.43 Acres
  • Features: Acreage,Agricultural,Landscaped,Pasture

Parking

  • Total spaces: 4
  • Parking features: Electric Gate,Garage,Gravel,Gated,Boat,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$885$10,620
Property Taxes $600$7,200
Electricity $294$3,539
Total$8,352$100,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$286,354/yr
40% on housing$250,560/yr
45% on housing$222,720/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$484This listing

vs Other Active Listings

Avg $/sqft

ZIP 76234$206
Wise County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 76234$202
Wise County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Price change$1,300,000
2021-06-17Pending sale$799,000
2021-04-29Listed for sale$799,000

For Sale by Agent

AgentTaylor Black
BrokerageAgency Dallas Park Cities, LLC

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