12104 E 78th Ter, Kansas City, MO, 64138
About This Home
**PRICE REDUCED!!** Welcome to this exceptional 6-bedroom, 5-bathroom home situated on a spacious half-acre lot, thoughtfully designed with comfort, accessibility, and multigenerational living in mind. With over-the-top functionality and room for everyone, this unique property offers a rare combination of space, flexibility, and convenience. Built with accessibility at the forefront, the home features extra-wide hallways and 3-foot-wide interior doorways throughout, providing ease of movement and everyday comfort. The main level offers three bedrooms and three full bathrooms, including two primary suites, making it ideal for extended families, guests, or those seeking single-level living. Upstairs, you'll find two additional bedrooms and a full bathroom, providing plenty of space for family members, home offices, or hobby rooms. The walkout basement is truly a home within a home, featuring a complete second living quarters with a full kitchen, bedroom, full bathroom, two separate living areas, and its own private garage space. Whether you're accommodating aging parents, adult children, long-term guests, or exploring income-producing opportunities, this setup provides unmatched versatility. Recent updates include fresh interior paint and new flooring throughout most of the home, giving the interior a clean, modern feel. With three total garage spaces, abundant living space, and a layout designed to adapt to a variety of living situations, this property is perfectly suited for today's multigenerational lifestyle. Opportunities like this are rare—schedule your private showing today and experience all this remarkable home has to offer!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1992
Materials
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Main Level,Multiple Locations
Basement
- Has basement: Yes
- Basement: Basement BR,Concrete,Finished,Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 5
Features
- Flooring: Carpet,Luxury Vinyl,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 1,392
- Finished area above ground: 3,047
Heating & Cooling
- Heating features: Natural Gas,Forced Air,Zoned
- Cooling features: Electric,Zoned
Interior Area
- Total structure area: 4,439
- Total interior livable area: 4,439 sqft
Property
Details
- Parcel number: 44920171400000000
Features
- Fencing: Privacy,Wood
Lot
- Lot size: 0.47 Acres
Parking
- Total spaces: 3
- Parking features: Basement,Garage Door Opener,Garage Faces Front,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Heat Wave
- Tornado
- Cold Wave
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,573 | $30,876 |
| Home Insurance * | $571 | $6,852 |
| Property Taxes | $479 | $5,748 |
| Electricity | $338 | $4,067 |
| Total | $3,961 | $47,532 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $499,999 |
| 2026-07-10 | Price change | $509,000 |
| 2026-06-12 | Listed for sale | $519,000 |
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