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12113 E 78th Ter, Kansas City, MO, 64138

3beds
3baths
2,193sqft
$335,000
$153price/sqft
$2,551/moest. monthly cost
$102,040/yrincome needed

About This Home

Welcome home to this charming raised ranch, ideally located on a quiet cul-de-sac! This well-maintained home features 3 spacious bedrooms, 2 full bathrooms, and a convenient half bath in lower level. The inviting living room boasts a large fireplace, while the formal dining room and eat-in kitchen provide plenty of space for everyday living and entertaining. Step outside from the kitchen onto an impressive 500-square-foot deck, perfect for relaxing or hosting family and friends, overlooking a huge fenced backyard with plenty of room to play, garden, or entertain. Recent updates throughout the home include new luxury vinyl plank flooring and carpet, fresh interior and exterior paint, updated light fixtures, and modern faucets, giving the home a fresh, move-in-ready feel. Additional features include a 2-car garage and a convenient location just minutes from Lee’s Summit shopping, dining, and entertainment, while being served by the Raytown School District. Don’t miss the opportunity to make this beautifully updated home yours!

Getting Around

6
WalkingCar-Dependent
11
TransitMinimal Transit
17
BikeSomewhat Bikeable

Schools

8/10
4/10
2/10

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Garage Entrance,Interior Entry

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Basement

Bedroom1

  • Features: All Carpet
  • Level: First

Bedroom2

  • Features: All Carpet
  • Level: First

Bedroom3

  • Features: All Carpet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room

  • Features: Luxury Vinyl
  • Level: First

Dining Room

  • Features: Luxury Vinyl
  • Level: First

Family Room

  • Features: All Carpet
  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 672
  • Finished area above ground: 1,521

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,193
  • Total interior livable area: 2,193 sqft

Kitchen

  • Features: Laminate Counters,Luxury Vinyl
  • Level: First

Living Room

  • Features: All Carpet,Fireplace
  • Level: First

Property

Details

  • Parcel number: 44920190400000000

Features

  • Patio & porch: Deck,Porch

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 2
  • Parking features: Basement
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$376$4,512
Property Taxes $315$3,780
Electricity $167$2,009
Total$2,551$30,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,462/yr
40% on housing$76,530/yr
45% on housing$68,026/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 64138$144
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64138$131
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Contingent$335,000
2026-07-21Price change$335,000
2026-07-02Listed for sale$350,000

For Sale by Agent

AgentCynthia Chouteau
BrokeragePlatinum Realty LLC

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