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168 NW 6th Street, Oak Island, NC, 28465

2beds
2baths
1,056sqft
$449,900
$426price/sqft
$2,696/moest. monthly cost
$107,840/yrincome needed

About This Home

Charming coastal cottage just over a mile from the beach and nestled on the quiet west end of Oak Island! This beautifully maintained 2-bedroom, 2-bath home is in excellent condition and offers the perfect blend of comfort and coastal charm. Step inside to find an open floor plan with warm wood flooring throughout, creating an inviting space for relaxing or entertaining. The kitchen is fully equipped with stainless steel appliances and flows seamlessly into the main living area. Enjoy outdoor living at its best with a spacious rocking chair front porch and a screened porch on the side--ideal for catching the coastal breeze any time of day. Located right next to the Intracoastal Waterway, with a short walk you can take in the gorgeous water views and watch boats pass by. Meticulously cared for and move-in ready, this home would make a fantastic primary residence, second home, or short-term rental investment thanks to its proximity to the beach and desirable location. Don't miss your chance to own a slice of island life in a peaceful, sought-after setting!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
Southport ElementaryGrades K-57.7 mi
3/10
South Brunswick MiddleGrades 6-88.8 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Cooktop,Washer,Refrigerator,Dryer,Disposal,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Master Downstairs,Walk-in Closet(s),High Ceilings,Solid Surface,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Attic: Access Only

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 234ek029
  • Zoning: Ok-R-6
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Open,Covered,Patio,Porch,Screened,Front Porch,Side Porch
  • Exterior features: DP50 Windows
  • Fencing: Privacy,Back Yard
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1000 - 1199

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 57 x 120 x 56 x 120

Parking

  • Parking features: Covered,Additional Parking,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$84$1,008
Property Taxes $138$1,656
Electricity $200$2,405
Total$2,696$32,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,434/yr
40% on housing$80,880/yr
45% on housing$71,893/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$426This listing

vs Other Active Listings

Avg $/sqft

ZIP 28465$406
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28465$442
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$449,900
2026-04-15Listed for sale$464,900
2024-12-04Listing removed$2,000
2024-10-21Listed for rent$2,100
2024-07-19Listing removed--
2024-07-15Listed for rent$2,100
2024-05-14Listing removed--
2024-05-13Listed for rent$2,100
2023-06-14Sold$428,000
2023-05-05Pending sale$438,900
2023-05-03Listed for sale$438,900
2015-06-05Sold$40,000

For Sale by Agent

AgentChris J Kuhn
BrokerageRE/MAX at the Beach / Oak Island

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