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90 Shore Ave, Quincy, MA, 02169

5beds
3baths
2,940sqft
$3,295,000
$1,121price/sqft
$21,222/moest. monthly cost
$848,880/yrincome needed

About This Home

This circa 1920 oceanfront home in Quincy’s most coveted neighborhood masterfully blends historic charm with modern sophistication.Thoughtfully renovated,it features rich fir floors,3 full bathrooms,& a versatile layout with 5/6 bedrooms,making it ideal for a home office,guest suite, or multigenerational living.The 3rd floor offers endless possibilities as a private retreat/studio. Expansive windows frame breathtaking coastal views, showcasing planes soaring to and from Logan Airport against the ever-changing ocean vibrant wildlife during shifting tides.Historic details harmonize with an updated kitchen and luxurious baths,balancing timeless character w/contemporary comfort.Every room is bathed in natural light,exuding refined style&the dynamic beauty of the sea, perfect for entertaining, relaxing,or working from home. Outside, the coastline and gentle sea breezes create an idyllic waterfront lifestyle.A rare gem for discerning buyers seeking oceanfront luxury just minutes from Boston.

Getting Around

37
WalkingCar-Dependent
32
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

7/10
5/10
5/10
Quincy High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Stone
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,940

Heating & Cooling

  • Heating features: Steam,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,940
  • Total interior livable area: 2,940 sqft

Master Bathroom

  • Features: Yes

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: 4978073
  • Zoning: RESA

Features

  • Patio & porch: Porch - Enclosed
  • Exterior features: Porch - Enclosed,Fenced Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Scenic View(s),Water,Ocean
  • Has water view: Yes
  • Water view: Ocean,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Ocean,Ocean,0 to 1/10 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 0.67 Acres

Parking

  • Total spaces: 3
  • Parking features: Off Street
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,661$199,932
Home Insurance *$897$10,764
Property Taxes $3,085$37,020
Electricity $579$6,956
Total$21,222$254,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$727,611/yr
40% on housing$636,660/yr
45% on housing$565,920/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,121This listing

vs Other Active Listings

Avg $/sqft

ZIP 02169$364
Norfolk County$447

vs Homes Sold Last Month

Median $/sqft

ZIP 02169$411
Norfolk County$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$3,295,000
2026-01-01Listing removed$3,499,000
2025-09-23Listed for sale$3,499,000
2016-10-21Sold$1,075,000

For Sale by Agent

AgentKaren M. Powers
BrokerageKeller Williams Realty Signature Properties

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