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5211 Harvest Rd, Ames, IA, 50010

4beds
3baths
1,968sqft
$649,900
$330price/sqft
$4,481/moest. monthly cost
$179,240/yrincome needed

About This Home

Looking for a ranch home with space, style, and incredible sunsets? Welcome to 5211 Harvest Rd in Cameron Estates. Sitting on just over an acre in the Gilbert School District, this 4-bedroom home offers nearly 3,400 finished square feet designed for comfortable everyday living and entertaining. The main level features an open layout with beautiful natural light, a cozy gas fireplace, and a stunning kitchen with quartz countertops, stainless appliances, and a large island that naturally becomes the heart of the home. Step out onto the covered deck and enjoy peaceful countryside views and breathtaking sunsets. Downstairs you'll find a spacious finished basement complete with a custom wet bar--perfect for game nights or hosting friends. With a 3-car garage, irrigation system, and room to spread out on 1.02 acres, this home offers the perfect balance of neighborhood living and open space just minutes from Downtown and ISU.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

--
Gilbert Elementary SchoolGrades PK-23.1 mi
10/10
Gilbert Middle SchoolGrades 6-83.6 mi
9/10
Gilbert High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Concrete Perimeter,Tile
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Family Room

  • Level: Basement

Features

  • Wet Bar,Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Carpet
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,455
  • Finished area above ground: 1,968

Full Bathroom

  • Level: Main

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Heat Rcvry/Vent Sys
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,968
  • Total interior livable area: 1,968 sqft

Laundry

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Basement

Other

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 0519230120
  • Zoning: A-R
  • Special condition: Standard

Lot

  • Lot size: 1 Acres
  • Features: Level,Sprinkler (Yard)

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$384$4,608
Property Taxes $665$7,980
Electricity $146$1,761
Total$4,481$53,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,634/yr
40% on housing$134,430/yr
45% on housing$119,493/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$330This listing

vs Other Active Listings

Avg $/sqft

ZIP 50010$187
Story County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 50010$195
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$659,900
2024-04-26Sold$557,000
2024-03-29Pending sale$584,900
2024-03-04Price change$584,900
2024-02-08Listed for sale$619,900
2023-01-19Sold$471,400
2022-09-23Listing removed--
2018-05-03Sold$464,683
2018-03-20Pending sale$469,900
2016-12-13Sold$63,000

For Sale by Agent

AgentJason Jennings
BrokerageFriedrich Realty

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