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2232 Cady Drive, Snohomish, WA, 98290

5beds
4baths
3,054sqft
$895,950
$293price/sqft
$5,563/moest. monthly cost
$222,520/yrincome needed

About This Home

STOP! Don’t pass by this one. This stunning move-in-ready home is designed for both comfortable living and effortless entertaining. The open kitchen flows seamlessly into a warm and inviting great room, perfect for any get-together. Step outside to the entertainment deck, where summer barbecues and peaceful mornings with coffee await, all against the backdrop of serene, wooded views. Upstairs, a versatile bonus area adapts to your needs as a playroom, TV lounge, or relaxation space. The adjacent primary suite is spacious with spa-like 5-piece bath and a walk-in closet. The daylight basement is a standout feature, offering flexibility for multigenerational living, guest accommodations, or a private office. Complete with a spacious living area, bedroom, 3/4 bath, and direct access to the backyard and patio, it’s a space full of possibilities. The two-car garage, equipped with built-in and overhead storage, makes staying organized a breeze. Located in the desirable Shadowood Estates, the neighborhood features a playground and scenic wooded walking trails for outdoor enjoyment. Perfectly positioned between Fobes Hill and Snohomish Station, you’re minutes from Home Depot, Fred Meyer, Kohl’s, and a variety of dining and shopping options. This home isn’t just a place to live—it’s a lifestyle. Don’t miss the opportunity to make it your home!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
3/10
Centennial Middle SchoolGrades 7-83.0 mi
7/10
Snohomish High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Good
  • Year built: 2016

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,See Remarks,Stone,Cement Plank

Other

  • Builder name: RM Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,See Remarks,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Garage

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,90%+ High Efficiency,Forced Air,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,054
  • Total interior livable area: 3,054 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Rec Room

  • Level: Lower

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 01139400001700
  • Zoning: SFR
  • Zoning description: Jurisdiction: City
  • Special condition: Standard
  • Other equipment: Leased Equipment: No

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: See Remarks,Territorial
  • Topography of land: Level,Partial Slope,Terraces
  • Residential vegetation: Garden Space

Lot

  • Lot size: 5,227 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,Deck,Fenced-Fully,High Speed Internet,Patio

Parking

  • Total spaces: 4
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,530$54,360
Home Insurance *$152$1,824
Property Taxes $673$8,076
Electricity $208$2,506
Total$5,563$66,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,731/yr
40% on housing$166,890/yr
45% on housing$148,346/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 98290$379
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98290$399
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$939,950
2026-04-09Listed for sale$950,000
2026-03-13Listing removed$940,450
2026-02-12Listed for sale$940,450
2026-02-11Listing removed$989,950
2026-01-09Price change$989,950
2025-12-12Listed for sale$999,950
2025-12-12Listing removed$999,950
2025-10-09Price change$999,950
2025-09-11Listed for sale$1,034,550
2025-09-11Listing removed$1,089,000
2025-08-07Price change$1,089,000
2025-08-01Listed for sale$1,099,000
2025-07-23Listing removed$1,099,000
2025-06-25Price change$1,099,000
2025-06-12Listed for sale$1,125,000

For Sale by Agent

AgentHeidi P Davalos
BrokerageCOMPASS

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