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4106 Old Cherry Point Road, New Bern, NC, 28560

5beds
6baths
5,550.42sqft
$1,250,000
$225price/sqft
$7,840/moest. monthly cost
$313,600/yrincome needed

About This Home

View! Space! Opportunity! Introducing 4104 & 4106 Old Cherry Point Rd. With over 12 acres, two houses each over 2500 square feet with a lake view, an 80x40 shop in the front and ample road frontage. Whether you're looking to work and play, build your dream homestead or just privacy with room to grow you will find it here. 4106 Old Cherry Point Rd you'll find a 1984 2 bedroom 2.5 bathroom 3 car garage 2956 sqft house also with a lake view from multiple rooms. Rest easy in the evenings from your living room with a view of the lake along with vaulted ceilings and a fireplace for those cool nights. Daily life made easy with the kitchen island and plenty of cabinet space. Retire to the master suite where you will find more scenic views and your own private entry to the patio area. Embrace the outdoor living space with your own large stamped concrete patio lake side. At 4104 Old Cherry Point rd is a 1993 3 bedroom 2.5 bathroom 2 car garage 2593 sqft home with a lake view from multiple rooms. As you enter the house you are greeted by vaulted ceilings in the living room overlooking the lake. Ample space for entertaining and day to day life with a large kitchen and dining room. Enjoy watching ducks and geese on the lake from your large deck on the rear of the home. Head on down to the dock to catch a bass or just enjoy everything nature has to offer. Home also has a whole house generator. Both homes have their own one car detached garage. Often you will see deer in the two large fields in the middle of the property with well established grass currently. They could become pastures or garden areas easily. Also there is a well on the property. The 80x40 shop at the front of the property has a full concrete slab along with electricity and additional concrete slab to the right of it. Convenient for business or personal use keep your equipment secure and dry. Just off of the concrete slab is a third septic system. There are 3 parcel numbers ( 7-035-26000, 7-035-021, 7-035-034) included. Call me today for your own private showing.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
9/10
Grover C Fields MiddleGrades 6-86.6 mi
3/10
New Bern HighGrades 9-128.0 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Vaulted Ceiling(s),Ceiling Fan(s),Walk-in Shower,Blinds/Shades
  • Flooring: LVT/LVP,Carpet,Laminate,Vinyl
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Propane,Gas Pack
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,550
  • Total interior livable area: 5,550 sqft

Property

Details

  • Parcel number: 7035 021
  • Zoning: No Zoning
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Deck,Patio
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Lake Front
  • Frontage type: Lakefront
  • Living area range: 5500 - 5999

Lot

  • Lot size: 12.72 Acres
  • Features: Open Lot,Level,Bulkhead
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 7
  • Parking features: Gravel,Concrete,Garage6
  • Has garage: Yes
  • Attached garage spaces: 7
  • Covered spaces: 7

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Tornado
Heat Wave
Ice Storm
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$508$6,096
Property Taxes $496$5,952
Electricity $516$6,203
Total$7,840$94,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$268,800/yr
40% on housing$235,200/yr
45% on housing$209,066/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 28560$160
Craven County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 28560$176
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Listed for sale$1,250,000

For Sale by Agent

AgentAddison Carl Johnson
BrokerageTIU Real Estate

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