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79514 Plummers Creek Dr, Yulee, FL, 32097

6beds
4baths
2,733sqft
$499,000
$183price/sqft
$3,252/moest. monthly cost
$130,080/yrincome needed

About This Home

Welcome home! This thoughtfully designed 6-bedroom, 4-bath home in Plummer Creek offers a layout that truly lives well, with the majority of the living space and bedrooms conveniently located on the main level. From the moment you step inside, the warmth of the wood staircase sets the tone as a stunning accent that’s as practical as it is timeless. The heart of the home is the expansive open-concept living, dining, and kitchen area, designed for gathering, hosting, and everyday moments that matter. The kitchen impresses with a huge island, rich wood cabinetry, granite countertops, built-in oven and microwave, a glass cooktop with extra storage drawers, and a generous walk-in pantry. The living room is framed by triple sliders that capture peaceful pond and wooded views, creating a calming backdrop you’ll enjoy all day long. Step outside to the large covered lanai, where mornings are quieter, evenings feel slower, and the view of woods and water makes it easy to unwind. The split layout offers incredible flexibility. The front hallway features three bedrooms and a full bathroom, while a private back bedroom includes its own ensuite that is perfect for guests or a teen suite. The owner’s suite is tucked away with serene backyard views and a spacious bath featuring a garden tub, dual sink vanity, a walk-in shower, and a walk-in closet. Upstairs, you’ll find a large bonus bedroom with a private full bath and walk-in closet. It’s ideal for an in-law suite, teen retreat, or creative space. Lovingly maintained and move-in ready, this home is set within Plummer Creek, known for its convenient access to I-95, making commuting a breeze, all while enjoying community, low HOA fees and no CDD.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Wildlight ElementaryGrades PK-51.7 mi
9/10
Yulee Middle SchoolGrades 6-84.4 mi
5/10
Yulee High SchoolGrades PK,9-124.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2017

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Refrigerator,Stove

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Window features: Insulated Windows

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,733
  • Total interior livable area: 2,733 sqft

Property

Details

  • Parcel number: 122N26160200620000
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Rear Porch,Covered,Front Porch,Open,Patio

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: .19

Parking

  • Total spaces: 2
  • Parking features: Driveway,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$271$3,252
Property Taxes $183$2,196
Electricity $275$3,300
Total$3,252$39,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,497/yr
40% on housing$97,560/yr
45% on housing$86,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 32097$194
Nassau County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 32097$197
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$499,000
2026-02-03Listed for sale$510,000
2024-05-29Listing removed--
2024-04-01Listed for sale$537,900
2018-08-21Sold$301,000
2018-08-17Pending sale$307,500
2018-07-10Listed for sale$307,500
2017-05-25Sold$270,906

For Sale by Agent

AgentRenee Cotromano
BrokerageREAL BROKER LLC

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