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2304 Thomas St, Adel, GA, 31620

3beds
2baths
1,951sqft
$308,500
$158price/sqft
$2,188/moest. monthly cost
$87,520/yrincome needed

About This Home

Welcome home to this practically brand-new beauty built in 2023, offering 1,951 square feet of thoughtfully designed living space in a quiet neighborhood in Adel, Georgia. This 3-bedroom, 2-bath home features an open-concept floor plan perfect for both everyday living and entertaining. The spacious kitchen is the heart of the home, complete with a large island, stunning granite countertops, and plenty of room for gathering. The oversized master suite is a true retreat, featuring a double vanity, walk-in tile shower, and a freestanding soaking tub — the perfect place to unwind at the end of the day. The additional two bedrooms offer ample space, along with a well-sized guest bathroom designed for comfort and convenience. With modern finishes, generous living areas, and the feel of brand-new construction, this home offers the perfect blend of style and functionality — all tucked away in a peaceful Adel neighborhood. Move-in ready and waiting for its next owner!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
Cook Primary SchoolGrades PK-20.6 mi
7/10
6/10
Cook High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Vinyl Siding,Sheetrock Walls,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room Location (Hall)

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Pantry
  • Window features: Blinds

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,951
  • Total interior livable area: 1,951 sqft

Property

Details

  • Parcel number: 0038D016
  • Zoning: R 3

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: None
  • Waterfront features: None

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,559$18,708
Home Insurance *$220$2,640
Property Taxes $190$2,280
Electricity $219$2,637
Total$2,188$26,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,017/yr
40% on housing$65,640/yr
45% on housing$58,346/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 17.4%
17.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 31620$124
Cook County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 31620
Cook County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$310,000
2026-04-10Price change$313,000
2026-03-26Price change$315,000
2026-03-13Price change$318,500
2026-02-16Listed for sale$319,500
2024-02-27Sold$299,900
2024-01-24Pending sale$299,900
2024-01-04Listed for sale$299,900
2023-12-26Listing removed$299,900
2023-11-01Pending sale$299,900
2023-08-03Listed for sale$299,900

For Sale by Agent

AgentKristy Miranda Smith
BrokeragePope, The Real Estate Company

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