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122 Plantation Cir, Santa Rosa Beach, FL, 32459

3beds
4baths
1,854sqft
$775,000
$418price/sqft
$5,340/moest. monthly cost
$213,600/yrincome needed

About This Home

Lowest priced custom built home in Cypress Breeze! Welcome to your luxury built home by Turner Legacy Homes in the coveted Cypress Breeze Plantation, an exclusive community just moments from the world-famous 30A! Known for its sugar-white sandy beaches, emerald waters, and vibrant coastal lifestyle, 30A offers endless opportunities for dining, shopping, and outdoor adventures. This luxurious 3 bed, 3.5 bath home spans 1,848 square feet of beautifully designed living space. From the moment you step inside, you'll be captivated by the home's tall ceilings, 8' doors, shiplap accents, quartz countertops, and seamless flow of natural light, a rarity in today's builds. The gourmet kitchen is perfect for entertaining, while the sunroom provides a peaceful retreat to unwind. Home has impact doors and windows throughout. This one-owner home, boasting 3 bedrooms, each with their own private full bathroom and walk in closet, provides ultimate flexibility for either a vacation rental or primary/second home. With privacy unmatched, this home was built to give owners the ultimate retreat strategically positioned on this large lot (.22 acres) with natural preserve to the north, wide property lines and a wooded lot to the south. The master suite is a true sanctuary, complete with a private balcony where you can savor stunning sunsets or coastal breezes. The spa-like en-suite bathroom features a soaker tub and large waterfall shower oasis, creating the perfect spot to relax after a day exploring the nearby beaches and trails of 30A. Cypress Breeze Plantation takes coastal living to the next level with its resort-style interconnected lagoon pools, offering a private oasis for residents. Whether you're hosting guests or simply enjoying a quiet afternoon poolside, this amenity truly sets the community apart.Located just minutes from the vibrant communities of Seaside, Grayton Beach, and WaterColor, this home offers easy access to boutique shopping, renowned restaurants, and outdoor activities, from paddleboarding on rare coastal dune lakes to biking along 30A's scenic trails.Don't miss your chance to own this one-of-a-kind home in one of the most desirable locations on the Emerald Coast. Schedule your private tour today and start living the 30A lifestyle!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

10/10
Bay Elementary SchoolGrades K-58.9 mi
8/10
8/10
South Walton High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2015

Materials

  • Roof: Metal
  • Construction materials: Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Washer

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Crown Molding,Owner's Closet,Pantry
  • Window features: Plantation Shutters
  • Flooring: Hardwood
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,854
  • Total interior livable area: 1,854 sqft

Master Bedroom

  • Level: Second
  • Area: 320
  • Dimensions: 20 x 16

Other

  • Level: Second
  • Area: 160
  • Dimensions: 20 x 8

Other

  • Level: First
  • Area: 160
  • Dimensions: 20 x 8

Screened Porch

  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Property

Details

  • Parcel number: 023S20340520000630
  • Zoning description: Resid Single Family

Features

  • Stories: 2
  • Patio & porch: Covered,Screened
  • Exterior features: Balcony,Lawn Pump,Outdoor Shower

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 93 x 96 x 84 x 116

Parking

  • Parking features: Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$659$7,908
Property Taxes $566$6,792
Electricity $197$2,366
Total$5,340$64,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,085/yr
40% on housing$160,200/yr
45% on housing$142,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$418This listing

vs Other Active Listings

Avg $/sqft

ZIP 32459$603
Walton County$484

vs Homes Sold Last Month

Median $/sqft

ZIP 32459$509
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$799,900
2026-02-03Price change$839,900
2026-01-22Price change$848,900
2026-01-14Price change$849,900
2026-01-08Listed for sale$868,000
2025-12-09Listing removed$868,000
2025-10-22Price change$868,000
2025-09-19Listed for sale$869,000
2025-08-18Listing removed$925,000
2025-08-07Listed for sale$925,000
2025-06-03Listing removed$882,000
2025-05-24Price change$882,000
2025-04-07Price change$884,500
2025-02-04Price change$889,000
2025-01-23Listed for sale$899,000
2023-05-11Listing removed--
2023-04-20Listed for rent$4,500
2013-10-28Sold$64,000
2012-05-01Sold$55,000

For Sale by Agent

AgentSeth A Johnson
BrokerageBirdseye Property Management LLC

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