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158 Johns Ln, Freeport, FL, 32439

2beds
2baths
1,200sqft
$449,000
$374price/sqft
$2,983/moest. monthly cost
$119,320/yrincome needed

About This Home

HUGE PRICE IMPROVEMENT-SAME WATER VIEWS! Owner Builder, Custom Built - Waterfront Florida Cottage on Alaqua Creek. Qualifies for 100% USDA Financing! This MUST SEE one-of-a-kind, custom waterfront home, designed by Designs by Vision, showcases exceptional craftsmanship and innovation. It features the patented Ty-Rite System, a revolutionary piling installation method where no wood touches the ground, ensuring superior durability and longevity. This system makes this home stronger than any other wood-pile waterfront home in the area! The home is elevated on wood pilings with a solid concrete foundation, enhancing flood protection, promoting air circulation beneath the structure, and significantly reducing long-term maintenance costs. The elevation also provides ample space to store a 20' boat and park up to four vehicles Enjoy stunning views of Alaqua Creek from the spacious 10' x 20' covered porch, complete with custom steel-capped handrails. Inside, the open-concept living and kitchen area with an island offers incredible waterfront views. and is outfitted with custom solid wood cabinetry built from ¾ inch poplar wood, finished with crown molding. The kitchen features 1.5" thick granite countertops, a large island, 9' ceilings with crown molding, waterproof vinyl wood flooring throughout, LED lighting, and Whirlpool appliances. The home is equipped with a 2 Ton Carrier HVAC system with heat pump (14 SEER) for year-round comfort. Bathrooms include custom solid wood vanities, granite countertops, and ceramic tile flooring. Exterior features include Hardy board front siding, 29-gauge steel metal roofing and siding, a mound septic system, and a 4" well with two advanced filtration systems to ensure clean, safe water. The home is also pre-plumbed for an outdoor shower, perfect for rinsing off after fishing or watersports days or gardening. Recently pressure washed, the home is designed for low maintenance and watertight performance. Affordable home on deep water that goes out to the Bay! Located near the Alaqua Creek Park Public Boat Launch, this property offers direct and quick access to Choctawhatchee Bay. No comparable homes in the area for this price. Homeowners and Flood insurance is very affordable, and utility bills remain low! Best of all, there are no HOA fees or restrictions

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10
Freeport Middle SchoolGrades 5-82.6 mi
8/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2019

Materials

  • Foundation: Pillar/Post/Pier,Raised
  • Roof: Metal,Roof Pitched
  • Construction materials: Steel Frame,Trim Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range Hood,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bathroom

  • Level: First
  • Area: 67.5
  • Dimensions: 7.5 x 9

Bedroom

  • Level: First
  • Area: 165
  • Dimensions: 15 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Crown Molding,Kitchen Island,Recessed Lighting,Pantry,Shelving
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Tile,Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: First
  • Area: 154
  • Dimensions: 14 x 11

Living Room

  • Level: First
  • Area: 285
  • Dimensions: 15 x 19

Master Bathroom

  • Level: First
  • Area: 72
  • Dimensions: 9 x 8

Master Bedroom

  • Level: First
  • Area: 224
  • Dimensions: 16 x 14

Other

  • Level: Basement
  • Area: 1200
  • Dimensions: 40 x 30

Other

  • Level: First
  • Area: 200
  • Dimensions: 10 x 20

Other

  • Level: First
  • Area: 40
  • Dimensions: 5 x 8

Property

Details

  • Parcel number: 071S192315000B0110
  • Zoning description: County, Resid Single Family, Unrestricted

Features

  • Stories: 1
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: Creek

Lot

  • Lot size: 0.30 Acres
  • Features: Cleared,Flood Insurance Req,Interior Lot,Level,See Remarks,Survey Available,Within 1/2 Mile to Water
  • Lot size dimensions: 121 x 118 x 115 x 125 appro x

Parking

  • Total spaces: 6
  • Parking features: Carport,See Remarks,Covered
  • Covered spaces: 4
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$181$2,172
Property Taxes $335$4,020
Electricity $197$2,366
Total$2,983$35,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,274/yr
40% on housing$89,490/yr
45% on housing$79,546/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 32439$253
Walton County$485

vs Homes Sold Last Month

Median $/sqft

ZIP 32439$200
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Price change$449,000
2025-12-13Price change$469,900
2025-06-25Listed for sale$479,900
2024-04-22Listing removed--
2024-01-19Price change$499,000
2023-12-27Listed for sale$539,000
2020-08-01Listing removed$379,900
2020-05-23Price change$379,900
2020-03-03Listed for sale$386,900
2019-12-08Listing removed$359,900
2019-09-09Listed for sale$359,900
2018-06-01Listing removed$359,900
2018-04-12Price change$359,900
2018-04-08Price change$349,900
2018-03-26Listed for sale$310,000
2017-01-20Sold$44,000
2015-03-25Sold$60,000
2014-12-11Sold$47,700

For Sale by Agent

AgentBeverly J Buck
BrokerageColdwell Banker Realty

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