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20 Sundance Ct, Miramar Beach, FL, 32550

7beds
8baths
3,300sqft
$1,599,000
$485price/sqft
$11,664/moest. monthly cost
$466,560/yrincome needed

About This Home

Designed for those who love to entertain, 20 Sundance Court captures the spirit of laid-back coastal living. Tucked within a peaceful community near the Gulf, this home offers a welcoming atmosphere that makes gathering with friends and guests feel effortless. The open layout flows into inviting outdoor spaces where a private pool becomes the centerpiece for sunny afternoons and relaxed evenings. Every element encourages connection and comfort, from the thoughtful design to the ease of coming and going with ample parking. With low HOA dues and an unbeatable location close to the sand, 20 Sundance Court blends style, convenience, and everyday enjoyment in one beautiful setting.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

8/10
8/10
South Walton High SchoolGrades 9-1212.0 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2016

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: Second
  • Area: 193.7
  • Dimensions: 14.9 x 13

Bedroom

  • Level: Second
  • Area: 188.5
  • Dimensions: 14.5 x 13

Bedroom

  • Level: Third
  • Area: 204
  • Dimensions: 17 x 12

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Dining Area

  • Level: First
  • Area: 180.25
  • Dimensions: 17.5 x 10.3

Features

  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total structure area: 3,300
  • Total interior livable area: 3,300 sqft

Kitchen

  • Level: First
  • Area: 136
  • Dimensions: 13.6 x 10

Laundry

  • Level: First
  • Area: 48
  • Dimensions: 6 x 8

Living Room

  • Level: First
  • Area: 217
  • Dimensions: 17.5 x 12.4

Master Bathroom

  • Level: First
  • Area: 81.25
  • Dimensions: 6.5 x 12.5

Master Bedroom

  • Level: First
  • Area: 225
  • Dimensions: 18 x 12.5

Property

Details

  • Parcel number: 302S21424500000020
  • Zoning description: Resid Single Family

Features

  • Stories: 3
  • Pool features: In Ground
  • Exterior features: Private Yard,Outdoor Shower

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 40 x 127

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,085$97,020
Home Insurance *$2,038$24,456
Property Taxes $1,209$14,508
Electricity $332$3,985
Total$11,664$139,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$399,908/yr
40% on housing$349,920/yr
45% on housing$311,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$485This listing

vs Other Active Listings

Avg $/sqft

ZIP 32550$429
Walton County$484

vs Homes Sold Last Month

Median $/sqft

ZIP 32550$483
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$1,699,000
2026-04-23Pending sale$1,699,000
2025-11-08Listed for sale$1,699,000
2024-01-29Sold$1,362,200
2022-08-26Sold$1,950,000
2022-08-17Pending sale$2,045,000
2022-07-11Price change$2,045,000
2022-06-23Listed for sale$2,150,000
2021-12-02Sold$1,625,000
2021-10-29Pending sale$1,550,000
2021-10-24Listed for sale$1,550,000
2017-01-13Sold$725,000

For Sale by Agent

AgentThe Beasley Group
BrokerageCompass

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