112 Chapman St, Santa Rosa Beach, FL, 32459
About This Home
Charming 2-bedroom, 2-bath home with a cozy office & 1-car garage offering 1,275 sq ft of thoughtfully designed living space. Interior features include white cabinetry throughout, quartz countertops, LVP flooring, and 8-ft doors, creating a bright, FL cottage feel. Enjoy a fully fenced backyard perfect for relaxing or pets. Located just 2 miles north of the sugar-white beaches of 30A--only a 5-minute drive. A brand-new stoplight at the corner of Church St & HWY 98 provides easy and convenient access for golf carts to the beaches. Church Street Village is a beautifully maintained community featuring HOA provided lawn service, pool, clubhouse, fitness center, playground & dog park. THE best-priced 2-bedroom home in the Santa Rosa Beach area as the South Walton/30A lifestyle welcomes you!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2017
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Frame,Siding Brick Some,Siding CmntFbrHrdBrd
Type & Style
- Home type: SingleFamily
- Architectural style: Florida Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Bathroom
- Level: First
- Area: 50
- Dimensions: 10 x 5
Bedroom
- Level: First
- Area: 144
- Dimensions: 12 x 12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Area
- Level: First
- Area: 132
- Dimensions: 12 x 11
Features
- Breakfast Bar,Crown Molding,Recessed Lighting,Pantry
- Window features: Double Pane Windows,Window Treatments
- Flooring: Laminate,Tile,Carpet
- Common walls with other units/homes: No Common Walls
Garage
- Level: First
- Area: 240
- Dimensions: 20 x 12
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,275
- Total interior livable area: 1,275 sqft
Kitchen
- Level: First
- Area: 80
- Dimensions: 10 x 8
Living Room
- Level: First
- Area: 255
- Dimensions: 17 x 15
Master Bathroom
- Level: First
- Area: 72
- Dimensions: 12 x 6
Master Bedroom
- Level: First
- Area: 208
- Dimensions: 16 x 13
Office
- Level: First
- Area: 64
- Dimensions: 8 x 8
Utility Room
- Level: First
- Area: 48
- Dimensions: 8 x 6
Property
Details
- Parcel number: 272S203340200C0120
- Zoning description: County, Resid Single Family
Features
- Stories: 1
- Patio & porch: Patio,Porch
- Exterior features: Private Yard,Sprinkler System
- Fencing: Privacy
Lot
- Lot size: 3,484 sqft
- Features: Covenants,Interior Lot,Restrictions,Zero Lot Line
- Lot size dimensions: 50 x 75
Parking
- Total spaces: 1
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Walton County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $403 | $4,836 |
| Property Taxes | $280 | $3,360 |
| Electricity | $197 | $2,366 |
| Total | $3,281 | $39,372 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-16 | Listed for sale | $474,900 |
| 2025-11-10 | Listing removed | $465,000 |
| 2025-09-24 | Price change | $465,000 |
| 2025-08-21 | Listed for sale | $475,000 |
| 2017-05-01 | Sold | $269,900 |
For Sale by Agent
View on Zillow