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86 Black Walnut Lane, Napa, CA, 94559

4beds
3baths
2,259sqft
$1,045,000
$463price/sqft
$6,998/moest. monthly cost
$279,920/yrincome needed

About This Home

Imagine arriving home at the end of the day to your own peaceful retreat, quietly tucked away at the end of a secluded private lane. 86 Black Walnut Lane is more than a beautifully updated home, it's a place where everyday moments feel a little more special. The heart of the home is the thoughtfully remodeled kitchen, designed for gathering with a spacious walk-in pantry, quality cabinetry, stylish finishes, and a welcoming layout perfect for casual dinners, holiday celebrations, or morning coffee at the island. A dedicated office offers flexibility for working from home, creative pursuits, or a quiet place to unwind. The spacious primary suite feels like a true retreat and includes an adjoining sitting room, ideal for a reading nook, yoga or meditation space, private lounge, or additional home office. Don't miss the downstairs bedroom and full bath. Step outside to a peaceful, private backyard with plenty of room to relax or entertain. Additional features include a solar energy system with a whole-house Tesla battery, a two-car garage, and private RV parking. Conveniently located near neighborhood schools, parks, shopping, and dining, this home offers a wonderful combination of privacy, comfort, and convenience.

Getting Around

32
WalkingCar-Dependent
27
TransitSome Transit
55
BikeBikeable

Schools

3/10
4/10
Silverado Middle SchoolGrades 6-81.1 mi
6/10
Napa High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Free-Standing Refrigerator,Range Hood
  • Laundry features: Inside Room

Basement

  • Basement: None

Bathroom

  • Level: Main,Upper

Bedroom

  • Level: Main,Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,259
  • Total interior livable area: 2,259 sqft

Kitchen

  • Features: Kitchen Island,Quartz Counter
  • Level: Main

Living Room

  • Features: Great Room
  • Level: Main

Master Bathroom

  • Features: Double Vanity,Quartz,Shower Stall(s)

Master Bedroom

  • Features: Sitting Room,Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 046800007000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Fencing: Back Yard

Lot

  • Lot size: 5,005 sqft
  • Features: Flag Lot

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener,Inside Entrance,RV Possible
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Napa County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,284$63,408
Home Insurance *$182$2,184
Property Taxes $1,048$12,576
Electricity $484$5,812
Total$6,998$83,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$239,931/yr
40% on housing$209,940/yr
45% on housing$186,613/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$463This listing

vs Other Active Listings

Avg $/sqft

ZIP 94559$686
Napa County$792

vs Homes Sold Last Month

Median $/sqft

ZIP 94559$612
Napa County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Price change$1,045,000
2026-07-03Listed for sale$1,095,000
2019-05-20Sold$859,500

For Sale by Agent

AgentElizabeth Olcott
BrokerageGuide Real Estate

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