10 Zephyr Rd, Palmyra, VA, 22963
About This Home
We both know you were hoping to spend your summer on the beaches of Lake Monticello.. and here is your chance! This stunner is yours for the taking. As soon as you walk in into the foyer, you'll feel right at home! On the main level, you'll find an eat-in, galley style kitchen, complete with granite counter tops and stainless steel appliances. A semi-open concept living room, formal dining room, half bath, and laundry/utility room too. Upstairs, you'll find an EXPANSIVE primary bedroom with en-suite and walk-in closet, two additional bedrooms and another full bathroom. To top it off, the backyard is completely fenced for the dogs, and kids alike! Literally, the WHOLE family will love this home, and all the amenities that come with living at the lake!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2019
Materials
- Foundation: Block
- Roof: Composition,Shingle
- Construction materials: Stick Built,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
- Laundry features: Washer Hookup,Dryer Hookup
Bathroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: First
Features
- Walk-In Closet(s),Eat-in Kitchen
- Flooring: Carpet,Luxury Vinyl Plank
- Fireplace features: Gas Log
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,566
Half Bath
- Level: First
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,566
- Total interior livable area: 1,566 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: Second
Master Bedroom
- Level: Second
Property
Details
- Parcel number: 368
- Zoning description: R-4 Residential, 4 Dwellings/Acre
Features
- Levels: Two
- Stories: 2
- Pool features: Association
- Patio & porch: Rear Porch,Front Porch,Porch
- Has view: Yes
- View description: Residential
- Topography of land: Rolling
Lot
- Lot size: 0.34 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,819 | $21,828 |
| Home Insurance * | $132 | $1,584 |
| Property Taxes | $256 | $3,072 |
| Electricity | $202 | $2,433 |
| Total | $2,409 | $28,908 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Listed for sale | $375,000 |
| 2026-03-28 | Listing removed | $380,000 |
| 2026-02-24 | Listed for sale | $380,000 |
| 2025-07-21 | Listing removed | $349,000 |
| 2025-07-03 | Price change | $349,000 |
| 2025-06-29 | Price change | $359,000 |
| 2025-06-13 | Price change | $369,000 |
| 2025-06-06 | Price change | $375,000 |
| 2025-05-28 | Listed for sale | $385,000 |
| 2022-04-01 | Sold | $303,030 |
| 2022-03-02 | Pending sale | $279,000 |
| 2022-02-23 | Listed for sale | $279,000 |
| 2019-10-25 | Sold | $196,143 |
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