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11-2430 Makoa Rd, Volcano, HI, 96785

1beds
1baths
320sqft
$165,000
$516price/sqft
$1,455/moest. monthly cost
$58,200/yrincome needed

About This Home

Escape to sustainable living with this 1 bedroom, 1 bath off-grid home set on 3 lush acres. Designed with comfort and function in mind, the home is powered by a fully paid-off solar system (with space to add three more 300-watt panels) and features completed, permitted plumbing. A solid foundation ensures the home is stable, with added details like bedroom insulation and rust inhibitor on the walls for durability. The property also includes a propane water heater, a freezer (no fridge), and a carport with a brand-new tarp, along with a new tarp on the water catchment system. Blueprints are available (upon request), --giving buyers the potential to take next steps if desired. Outdoors, you’ll find a gardener’s paradise with a wide variety of established plantings: highly productive apple trees, avocado, tangerine, kaffir lime, calamansi, and a bay leaf tree. Enjoy the beauty and uses of lemongrass, turmeric, gardenia, and many anthurium varieties throughout the property. Extra storage above the main container adds to the functionality of this unique homestead. This property is ideal for anyone seeking privacy, independence, and the opportunity to live more in tune with nature. Buyers and their agents to conduct their own due diligence regarding permitting and requirements.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
5/10
Keaau Middle SchoolGrades 6-812.9 mi
3/10
Keaau High SchoolGrades 9-1212.6 mi

Construction

Condition

  • Year built: 2012

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Indoor Grill,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 320
  • Total interior livable area: 320 sqft

Property

Details

  • Parcel number: 3110250170000
  • Zoning: A-3A
  • Special condition: Fee Simple,Standard

Lot

  • Lot size: 3 Acres

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$52$624
Property Taxes $195$2,340
Electricity $374$4,497
Total$1,455$17,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,885/yr
40% on housing$43,650/yr
45% on housing$38,800/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$516This listing

vs Other Active Listings

Avg $/sqft

ZIP 96785$287
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96785$407
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-04Price change$165,000
2025-08-23Listed for sale$215,000
2010-03-24Sold$12,500

For Sale by Agent

AgentJessica Souza
BrokerageeXp Realty

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