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9806 E 77th St, Raytown, MO, 64138

3beds
2baths
1,512sqft
$249,000
$165price/sqft
$1,913/moest. monthly cost
$76,520/yrincome needed

About This Home

Charming true ranch home featuring 3 bedrooms, 2 baths, and a bonus family room perfect for additional living or entertaining space. The huge basement offers endless possibilities for storage, hobbies, or future finishing. Enjoy the convenience of a two-car garage, patio, and a large yard ideal for outdoor activities. Hardwood floors in the bedrooms add warmth and character. Located in a great area, this home offers comfort, space, and endless potential! New Roof, Newer HVAC.. all basement work has been done, by Professional foundation company with Warranty along with a structural engineer report available. Please call first Listing agent- Michelle Smith-Fry with any questions and dotloop offers to michelles@reecenichols.com

Getting Around

42
WalkingCar-Dependent
0
TransitNo Nearby Transit
32
BikeSomewhat Bikeable

Schools

2/10
3/10
South Middle SchoolGrades 6-81.6 mi
2/10

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Exhaust Fan
  • Laundry features: In Basement

Basement

  • Features: Linoleum

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Sump Pump

Bedroom2

  • Features: Ceiling Fan(s),Wood Floor
  • Level: Main

Bedroom3

  • Features: Ceiling Fan(s),Wood Floor
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Features: All Carpet,Ceiling Fan(s),Fireplace
  • Level: Main

Features

  • Pantry
  • Window features: Thermal Windows
  • Flooring: Carpet,Laminate,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas,Insert,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,512

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,512
  • Total interior livable area: 1,512 sqft

Kitchen

  • Features: Built-in Features,Pantry
  • Level: Main

Living Room

  • Features: All Carpet,Ceiling Fan(s)
  • Level: Main

Master Bedroom

  • Features: Ceiling Fan(s),Wood Floor
  • Level: Main

Property

Details

  • Parcel number: 45810042500000000
  • Special condition: As Is

Features

  • Patio & porch: Patio

Lot

  • Lot size: 0.36 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hail

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$279$3,348
Property Taxes $234$2,808
Electricity $141$1,693
Total$1,913$22,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,588/yr
40% on housing$57,390/yr
45% on housing$51,013/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 64138$145
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64138$131
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$225,000
2026-08-05Price change$225,000
2026-07-28Price change$249,000
2026-07-20Listed for sale$260,000

For Sale by Agent

AgentMichelle Smith Fry
BrokerageReeceNichols - Lees Summit

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