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776 W Snowberry Ct, Garden City, UT, 84028

3beds
3baths
1,811sqft
$664,900
$367price/sqft
$3,858/moest. monthly cost
$154,320/yrincome needed

About This Home

Nestled within the exclusive gated community of Swan Creek at Bear Lake, this beautifully designed 3-bedroom, 3-bath mountain modern retreat offers the perfect balance of comfort, style, and year-round recreation. Thoughtfully designed with an open-concept floor plan, the home features expansive windows that capture natural light and frame stunning mountain surroundings. The spacious living area flows seamlessly into the kitchen and dining spaces, creating an ideal setting for entertaining or relaxing after a day on the lake. Cozy bedrooms provide inviting retreats, complemented by well-appointed bathrooms featuring clean, modern finishes. Step outside to the deck overlooking Bear Lake with unobstructed views - a rare and highly coveted setting. With no ability to build directly in front of the home, the panoramic lake views remain protected, creating an exceptional outdoor living experience perfect for sunset evenings and summer gatherings. Located just minutes from Bear Lake's renowned turquoise waters, this property serves as the perfect basecamp for boating, paddleboarding, fishing, snowmobiling, and winter recreation. Situated within a private gated community, residents enjoy added privacy and a peaceful mountain setting. Whether you're seeking a full-time residence, vacation home, or investment opportunity, this Swan Creek property offers elevated Bear Lake living in one of the area's most desirable communities. *No short term rentals, 30 days or more*

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
North Rich SchoolGrades K-511.4 mi
6/10
Rich Middle SchoolGrades 6-811.4 mi
4/10
Rich High SchoolGrades 9-1224.2 mi

Construction

Condition

  • Property condition: Blt./Standing
  • Year built: 2024

Materials

  • Roof: Asbestos Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Portable Dishwasher,Refrigerator,Water Softener Owned,Disposal,Gas Oven,Free-Standing Range,Instant Hot Water
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Basement Entrance

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Vaulted Ceiling(s),Granite Counters
  • Door features: Sliding Doors
  • Window features: Blinds,Window Coverings,Double Pane Windows
  • Flooring: Laminate,Bamboo
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 353
  • Finished area above ground: 1,458

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,811
  • Total interior livable area: 1,811 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 41080600061
  • Zoning description: Single-Family
  • Exclusions: Dryer,Washer

Features

  • Levels: Two
  • Stories: 3
  • Patio & porch: Covered Deck
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Lake,Mountain(s)
  • Has water view: Yes
  • Water view: Lake
  • Topography of land: Terrain Hilly,Terrain Mountain
  • Residential vegetation: Pines,Scrub Oak

Lot

  • Lot size: 5,227 sqft
  • Features: Terrain: Hilly,Terrain: Mountain
  • Lot size dimensions: 0.0 x 0.0 x 0.0

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Wildfire
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Utah Counties

Fire
Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance $137$1,644
Property Taxes $190$2,280
Electricity $169$2,039
Total$3,858$46,296

Income You'd Need if You Spent...

35% on housing$132,274/yr
40% on housing$115,740/yr
45% on housing$102,880/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 84028$202
Rich County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 84028
Rich County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Pending sale$664,900
2026-04-01Price change$664,900
2026-03-02Price change$669,000
2022-07-26Pending sale$65,000
2022-07-15Listed for sale$65,000

For Sale by Agent

AgentStacey Deittman
BrokerageEquity Real Estate (Select)

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