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646 S Eutaw Rd, Garden City, UT, 84028

4beds
4baths
4,300sqft
$1,500,000
$349price/sqft
$8,602/moest. monthly cost
$344,080/yrincome needed

About This Home

Luxury Bear Lake opportunity in Eagle Feather at Shundahai on a premium 0.99-acre lot with paved year-round access and available utilities. Nightly rental approved with options to convert bedrooms into bunk rooms for additional capacity. This beautifully designed home features a spacious main level with a walkout basement, offering an ideal layout for full-time living, a refined second home, or a high-end vacation retreat. A 2-car garage adds convenience, while the generous lot provides room to enjoy privacy, mountain air, and the Bear Lake lifestyle. Seller has engineered plans available that may be included with the sale The property is approx 6 minutes to the lake and marina, and only 15 minutes from Beaver Mountain Ski Lodge. Miles of nearby mountain trails, you can drive, ride or hike straight from your doorstep. Buyer to verify all HOA, zoning, utility, permitting, and short-term rental licensing requirements. (shundahaihoa.org). Provided pictures are accurate, but final build price will depend on final upgrades and potential changes made by buyers. (Land for sale by itself if you wish to purchase and build yourself at MLS#2165068 )

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
North Rich SchoolGrades K-59.5 mi
6/10
Rich Middle SchoolGrades 6-89.5 mi
5/10
Rich High SchoolGrades 9-1222.3 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2027

Materials

  • Roof: Asphalt
  • Construction materials: Asphalt,Cement Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Rambler/Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Basement Entrance

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 2

Features

  • Separate Bath/Shower,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,935
  • Finished area above ground: 2,150

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,300
  • Total interior livable area: 4,300 sqft

Property

Details

  • Parcel number: 41300900008
  • Zoning: RES
  • Zoning description: Single-Family, Short Term Rental Allowed

Features

  • Stories: 2
  • Patio & porch: Covered Deck
  • Exterior features: Balcony

Lot

  • Lot size: 0.99 Acres
  • Lot size dimensions: 0.0 x 0.0 x 0.0

Parking

  • Total spaces: 7
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Wildfire
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Utah Counties

Fire
Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance $310$3,720
Property Taxes $447$5,364
Electricity $261$3,132
Total$8,602$103,224

Income You'd Need if You Spent...

35% on housing$294,925/yr
40% on housing$258,060/yr
45% on housing$229,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$349This listing

vs Other Active Listings

Avg $/sqft

ZIP 84028$196
Rich County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 84028
Rich County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Price change$194,900
2026-06-12Listed for sale$1,500,000
2025-12-01Listing removed$129,000
2025-05-30Listed for sale$129,000
2025-05-01Listing removed$129,000
2024-08-27Price change$129,000
2024-04-30Listed for sale$159,000
2024-03-01Listing removed$175,000
2023-08-02Listed for sale$175,000
2020-11-12Sold--
2020-07-08Listed for sale$79,000

New Construction

AgentLincoln Taylor
BrokerageEXP Realty, LLC

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