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1927 Cumberland Rd, Bedford, PA, 15522

4beds
1baths
1,600sqft
$1,500,000
$938price/sqft
$10,935/moest. monthly cost
$437,400/yrincome needed

About This Home

Welcome to beautiful Bedford, PA. This beautiful farm is waiting for its next owner to work the farm. This farm offers a spacious 2 story home with a large kitchen and separate dining room. Nice size living room with a front entry room that could be used for a small office or make it a fabulous front door entrance. The second floor offers an open landing to all four spacious bedrooms and the full bathroom. Nice size covered porch at the rear entrance to sit and look at the property and the livestock. The bank barn offers plenty of room for all of your animals you may want to have. Most of the fields are fenced with high tensile fencing. There is an original milk house and a newer Esh shed, along with a couple of other small building. Many other opportunities for this property. Schedule a showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
7/10
Bedford Middle SchoolGrades 6-82.3 mi
8/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range - Electric,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Attic,Bathroom - Tub Shower,Breakfast Area,Dining Area,Floor Plan - Traditional,Kitchen - Country
  • Window features: Replacement
  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020003743, 020003746, 020084121
  • Zoning: NO
  • Special condition: Standard
  • Wooded area: 9

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Electric,High Tensile
  • Has view: Yes
  • View description: Trees/Woods,Garden,Mountain(s),Panoramic,Pasture
  • Frontage type: Road Frontage
  • Frontage length: Road Frontage: 2365
  • Horses can be raised: Yes

Lot

  • Lot size: 108 Acres
  • Features: Open Lot,Wooded,Rural

Parking

  • Parking features: Gravel,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Hail
Hurricane
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$985$11,820
Property Taxes $2,142$25,704
Electricity $224$2,692
Total$10,935$131,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$374,914/yr
40% on housing$328,050/yr
45% on housing$291,600/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$938This listing

vs Other Active Listings

Avg $/sqft

ZIP 15522$152
Bedford County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 15522
Bedford County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$1,500,000

For Sale by Agent

AgentLisa Cessna
BrokerageBedford County Real Estate Inc

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