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1695 W Cedar Ridge Dr, Garden City, UT, 84028

3beds
3baths
3,172sqft
$875,000
$276price/sqft
$5,086/moest. monthly cost
$203,440/yrincome needed

About This Home

Breathtaking lake view cabin. Furnished MOVE IN READY, room for fun and entertaining, 3bd 3ba with murphy bed loft area, large bonus room, large den, deck and patio areas. Storage for toys and gear one 2 car garage and a 1 car garage for side by side and outdoor gear., Buried storage container, 1700 gal. water storage tank, two 1000 gal propane tanks. Ample drive for extra parking, RV, boats, trailers, and all of your toys. MUST SEE!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
North Rich SchoolGrades K-59.9 mi
6/10
Rich Middle SchoolGrades 6-89.9 mi
5/10
Rich High SchoolGrades 9-1222.8 mi

Construction

Condition

  • Property condition: Blt./Standing
  • Year built: 2002

Materials

  • Roof: Metal
  • Construction materials: Stone,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Washer,Water Softener Owned,Gas Oven
  • Laundry features: Gas Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Basement Entrance,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Separate Bath/Shower,Central Vacuum,Walk-In Closet(s),Vaulted Ceiling(s),Granite Counters,Smart Thermostat
  • Window features: Blinds,Double Pane Windows
  • Flooring: Carpet,Tile,Slate,Travertine
  • Number of fireplaces: 3
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,046
  • Finished area above ground: 2,070

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Natural Ventilation,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,172
  • Total interior livable area: 3,172 sqft

Property

Details

  • Parcel number: 41190200062
  • Zoning description: Single-Family

Features

  • Stories: 2
  • Patio & porch: Porch,Covered Deck,Open Porch
  • Exterior features: Balcony,Lighting
  • Has spa: Yes
  • Spa features: Jetted Tub
  • Has view: Yes
  • View description: Lake,Mountain(s),Valley,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • Topography of land: Terrain Grad Slope,Terrain Mountain
  • Residential vegetation: Pines,Terraced Yard

Lot

  • Lot size: 1.47 Acres
  • Features: Gentle Sloping,Terrain: Mountain
  • Lot size dimensions: 0.0 x 0.0 x 0.0

Parking

  • Total spaces: 11
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Wildfire
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Utah Counties

Fire
Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance $181$2,172
Property Taxes $289$3,468
Electricity $192$2,310
Total$5,086$61,032

Income You'd Need if You Spent...

35% on housing$174,377/yr
40% on housing$152,580/yr
45% on housing$135,626/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 84028$200
Rich County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 84028
Rich County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$875,000
2026-06-06Listed for sale$899,000

For Sale by Agent

AgentUriah Linkogle
BrokerageTown & Country Realty Bear Lake, Inc

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