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550 S Stump Hollow Rd, Garden City, UT, 84028

3beds
2baths
1,800sqft
$530,000
$294price/sqft
$3,132/moest. monthly cost
$125,280/yrincome needed

About This Home

Located in beautiful Bear Lake! Close to restaurants, downtown, Heritage park and bike trails. Lake is within walking distance. Year round accessible. Short term rentals allowed. Large kitchen and dining area. Spacious master and master bath. New flooring, windows, siding and front porch and new lawn out back. Lots of built in storage. Has a 30x48 detached garage with one 12' door and one 10' door. Square footage figures are provided as a courtesy estimate only and were obtained from seller. Buyer is advised to obtain an independent measurement.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
North Rich SchoolGrades K-58.7 mi
6/10
Rich Middle SchoolGrades 6-88.7 mi
4/10
Rich High SchoolGrades 9-1221.6 mi

Construction

Condition

  • Property condition: Blt./Standing
  • Year built: 2002

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modular
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Water Softener Owned,Disposal,Free-Standing Range
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Walk-In Closet(s)
  • Window features: Blinds,Window Coverings,Double Pane Windows,Skylight(s)
  • Flooring: Carpet
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Fully Accessible

Details

  • Parcel number: 41213900007

Features

  • Stories: 1
  • Patio & porch: Porch,Patio,Open Porch,Open Patio
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Terrain
  • Residential vegetation: Landscaping: Part

Lot

  • Lot size: 0.38 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 0.0 x 0.0 x 0.0

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Wildfire
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Utah Counties

Fire
Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance $109$1,308
Property Taxes $175$2,100
Electricity $169$2,039
Total$3,132$37,584

Income You'd Need if You Spent...

35% on housing$107,382/yr
40% on housing$93,960/yr
45% on housing$83,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 84028$205
Rich County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 84028
Rich County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-16Price change$540,000
2025-10-01Price change$550,000
2025-08-28Price change$565,000
2025-06-04Price change$575,000
2025-05-14Listed for sale$595,000
2020-07-13Listing removed$274,900
2020-03-21Listed for sale$274,900
2019-03-08Listing removed$259,900
2019-02-12Listed for sale$259,900

For Sale by Agent

AgentBryce Anderson
BrokerageIntermountain Properties

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