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4113 Swallows Rd, Loon Lake, WA, 99148

3beds
2baths
1,456sqft
$135,000
$93price/sqft
$965/moest. monthly cost
$38,600/yrincome needed

About This Home

Enjoy peaceful living in Loon Lake Acres, a welcoming 55+ community designed for comfort, convenience, and connection. This well-maintained 1997, 3-bedroom, 2-bath home offers a low-maintenance lifestyle in a quiet, park-like setting. Situated on an oversized lot, the property provides extra space and privacy to enjoy the outdoors. Has a nice size back tiered porch. Inside, you’ll find a spacious kitchen with room to gather. Monthly park rent of $600 includes lot rent, water, sewer, and garbage for simplified living. Located just minutes from the Loon Lake public boat launch and only about 30 minutes to North Spokane amenities, this home offers the perfect balance of relaxation and convenience. Buyers must qualify for community lot lease approval through the park prior to closing.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
4/10

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Skirted
  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Hard Surface Counters

First Floor

  • Level: First
  • Area: 1456

Heating

  • Heating features: Electric,Forced Air

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Property

Details

  • Parcel number: 4011733
  • On leased land: Yes
  • Lease amount: 600

Features

  • Has view: Yes
  • View description: Territorial
  • Waterfront features: Seas Strm

Lot

  • Features: Views,Level

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Winter Weather
Heat Wave
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters in Stevens County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$35$420
Property Taxes $99$1,188
Electricity $149$1,793
Total$965$11,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,085/yr
40% on housing$28,950/yr
45% on housing$25,733/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 99148$181
Stevens County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 99148$311
Stevens County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$129,999
2026-08-06Listing removed$135,000
2026-06-17Listed for sale$135,000
2005-02-15Sold$40,000

For Sale by Agent

AgentSharma Meckelson
BrokerageWindermere North/Deer Park

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