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111 S Ridge St, Port Sanilac, MI, 48469

8beds
6baths
6,000sqft
$650,000
$108price/sqft
$4,867/moest. monthly cost
$194,680/yrincome needed

About This Home

The Raymond House Inn is an eight bedroom, six bath, Bed and Breakfast. The eight spacious air-conditioned bedrooms are uniquely decorated with warm Victorian furnishings. Six of the bedrooms, have a private bath, the other two share a bath.(Family Suite) The old-fashioned parlor has a fireplace and is the perfect place to gather on those cold winter nights. There is also a formal dining room, family room, multipurpose room, and a large functioning kitchen. The beautiful hardwood flooring and classic moldings are throughout the home which adds to the Victorian charm. All of the furnishings will remain with the home. This three-story home was constructed in 1872 and encompasses 6000 sqft. The exterior features a gingerbread facade, steep sloping roofs and white icicle trim. Enjoy a cup of tea on the side patio or take a short stroll to the Port Sanilac lighthouse, Marina or the beautiful beaches of Lake Huron. There is also a full Michigan stone basement, which gives you plenty of room for storage. This property also comes with an extra lot to the south of the home.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1872

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 6
  • Full bathrooms: 6

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,000
  • Total interior livable area: 6,000 sqft

Property

Details

  • Parcel number: 21220000005700

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Sanilac County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$494$5,928
Property Taxes $433$5,196
Electricity $654$7,853
Total$4,867$58,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,868/yr
40% on housing$146,010/yr
45% on housing$129,786/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 48469$47
Sanilac County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 48469
Sanilac County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-22Listed for sale$650,000
2026-03-15Listing removed$657,000
2025-04-09Listed for sale$657,000
2020-12-30Sold$290,000
2020-11-14Contingent$315,000
2020-10-28Pending sale$315,000
2020-10-13Listed for sale$315,000
2020-10-02Pending sale$315,000
2020-07-02Price change$315,000
2019-06-04Price change$325,000
2018-06-27Listed for sale$350,000
1999-03-22Sold$374,000

For Sale by Agent

AgentBrenda Smigill
BrokerageArchie Thomas Real Estate

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