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4220 3rd St, Brown City, MI, 48416

6beds
7baths
5,000sqft
$249,900
$50price/sqft
$2,408/moest. monthly cost
$96,320/yrincome needed

About This Home

Step into a one-of-a-kind piece of history! Originally built in 1984, this beautifully converted church offers over 5,000 square feet of truly unforgettable living space. From the moment you enter the breathtaking cathedral-style great room features soaring ceilings and original stained-glass windows. You'll appreciate the character and craftsmanship that simply can't be recreated. This remarkable property features 6 bedrooms, 5 full bathrooms, 2 half baths and 2 full kitchens, making it ideal for multi-generational living, entertaining, or creating the ultimate dream home. The finished lower level offers complete living quarters with its own kitchen and living facilities, providing endless flexibility. Outside, enjoy a fully fenced yard, spectacular outdoor lighting, and a comprehensive video surveillance system for added peace of mind. Major updates include a steel roof in 2015 and three furnaces for efficient comfort. Best of all, all appliances are included. Whether you envision an extraordinary private residence, an event venue (subject to local approvals), a vacation retreat, or something entirely your own, the possibilities are endless. If you've been searching for a home that's anything but ordinary, this is your opportunity to own a truly iconic property that blends history, charm and modern convenience.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
5/10
Brown City High SchoolGrades 7-120.3 mi

Construction

Condition

  • Year built: 1894

Materials

  • Foundation: Block,Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Entry
  • Area: 80
  • Dimensions: 8 X 10

Bedroom

  • Level: Entry
  • Area: 80
  • Dimensions: 8 X 10

Bedroom

  • Level: Entry
  • Area: 80
  • Dimensions: 8 X 10

Bedroom

  • Level: Entry
  • Area: 192
  • Dimensions: 12 X 16

Bedroom

  • Level: Second
  • Area: 280
  • Dimensions: 20 X 14

Bedroom

  • Level: Entry
  • Area: 120
  • Dimensions: 10 X 12

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Dining Room

  • Level: Entry
  • Area: 400
  • Dimensions: 20 X 20

Features

  • Finished area above ground: 5,000

Flex Room

  • Level: Entry
  • Area: 140
  • Dimensions: 14 X 10

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 5,000 sqft

Kitchen

  • Level: Entry
  • Area: 560
  • Dimensions: 20 X 28

Library

  • Level: Entry
  • Area: 320
  • Dimensions: 16 X 20

Living Room

  • Level: Entry
  • Area: 900
  • Dimensions: 30 X 30

Other

  • Level: Entry
  • Area: 63
  • Dimensions: 7 X 9

Other

  • Level: Entry
  • Area: 35
  • Dimensions: 5 X 7

Other

  • Level: Entry
  • Area: 35
  • Dimensions: 7 X 5

Other

  • Level: Entry
  • Area: 80
  • Dimensions: 10 X 8

Other

  • Level: Entry
  • Area: 35
  • Dimensions: 5 X 7

Other

  • Level: Entry
  • Area: 35
  • Dimensions: 5 X 7

Other

  • Level: Entry
  • Area: 35
  • Dimensions: 7 X 5

Property

Details

  • Parcel number: 30012002100800
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Pool features: None

Lot

  • Lot size: 0.60 Acres
  • Lot size dimensions: 198 x 153 x 199 x 156

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind
Hail
Inland Flooding
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters in Sanilac County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$227$2,724
Property Taxes $373$4,476
Electricity $545$6,544
Total$2,408$28,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,560/yr
40% on housing$72,240/yr
45% on housing$64,213/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$50This listing

vs Other Active Listings

Avg $/sqft

ZIP 48416$73
Sanilac County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 48416
Sanilac County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$249,900
2019-08-22Sold$64,500
2019-08-07Pending sale$64,500
2019-07-14Price change$64,500
2019-06-04Price change$72,000
2019-03-12Price change$82,500
2018-11-16Price change$89,900
2018-10-18Price change$94,900
2018-07-16Listed for sale$99,900

For Sale by Agent

AgentGayle Coulter
BrokerageCoulter Real Estate

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