224 S Spring St, Madisonville, KY, 42431
About This Home
Charming 1/1 cottage with tons of character! This cozy 598 sf home sits on .11 +/- acre lot and offers great curb appeal with vinyl siding and landscaping. Inside, you'll find updates to include, fresh paint, vinyl flooring, a new hot water heater, new water lines under the house, and fixtures in the bathroom. Kitchen come equipped with Refrigerator, new gas stove of buyers choice and stackable washer and dryer. Outside, enjoy the spacious 9x20 covered back porch and a small fenced yard - perfect for pets, a garden, children or your own creative ideas. Whether you are starting out, downsizing, or simply looking for a quaint and affordable place to call home, this one is move-in ready. Call today to schedule your private tour.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Dryer,Gas Range,Refrigerator,Washer
- Laundry features: Laundry Closet
Basement
- Basement: None,Crawl Space
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Plastic Plumbing
- Window features: Double Pane Windows,Vinyl
- Flooring: Laminate
- Fireplace features: Living Room,Decorative
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Other-See Remarks
Interior Area
- Total structure area: 598
- Total interior livable area: 598 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: M22155
Features
- Patio & porch: Deck-Covered,Porch-Enclosed
- Exterior features: Kennel
- Fencing: Metal,Wood
Lot
- Lot size: 4,791 sqft
- Features: Landscaped,Wooded
- Lot size dimensions: .11 acres
Parking
- Parking features: No Garage,Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $442 | $5,304 |
| Home Insurance * | $97 | $1,164 |
| Property Taxes | $71 | $852 |
| Electricity | $154 | $1,850 |
| Total | $764 | $9,168 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Listed for sale | $87,500 |
| 2026-04-02 | Listing removed | $87,500 |
| 2026-01-01 | Price change | $87,500 |
| 2025-10-20 | Listed for sale | $89,900 |
| 2023-08-07 | Sold | $47,900 |
| 2023-07-07 | Pending sale | $49,900 |
| 2023-06-27 | Listed for sale | $49,900 |
| 2023-06-26 | Pending sale | $49,900 |
| 2023-06-23 | Listed for sale | $49,900 |
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