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12340 Badger Ln SE, Albuquerque, NM, 87123

2beds
1baths
780sqft
$44,900
$58price/sqft
$524/moest. monthly cost
$20,960/yrincome needed

About This Home

So much livability in 45 feet! This vintage Marlette home is rich warm and roomy. With the capivating mountain views to the classic old fashioned look and feel, this comfortable 2 bedroom 1 bath home offers instant living at it's finest. The spacious living area has lots of natural sunlight and closet space. The restroom has been updated with a sizable walk in shower and newer vanity. No more trips to the laundry mat as the washer and dryer will stay in the home. You'll enjoy covered off street parking and a storage shed to house all or your gardening goodies.

Getting Around

20
WalkingCar-Dependent
28
TransitSome Transit
32
BikeSomewhat Bikeable

Schools

6/10
2/10
Van Buren Middle SchoolGrades 6-83.1 mi
2/10
Highland High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Refrigerator,Central

Interior Area

  • Total interior livable area: 780 sqft

Property

Details

  • Parcel number: 305150

Features

  • Exterior features: Metal
  • Has view: Yes
  • View description: Mountain

Parking

  • Total spaces: 1
  • Parking features: Carport,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227$2,724
Home Insurance *$118$1,416
Property Taxes $31$372
Electricity $148$1,780
Total$524$6,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,965/yr
40% on housing$15,720/yr
45% on housing$13,973/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$58This listing

vs Other Active Listings

Avg $/sqft

ZIP 87123$161
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87123
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Price change$54,900
2026-04-03Listed for sale$59,900

For Sale by Owner

AgentProperty Owner

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