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589 Horseshoe Trl SE, Albuquerque, NM, 87123

3beds
2baths
980sqft
$85,000
$87price/sqft
$755/moest. monthly cost
$30,200/yrincome needed

About This Home

Modern & contemporary 2020 Champion. Many upgrades including, beautiful upgraded laminate wood flooring throughout. Storm door by Andersen and higher end sturdy push/pull blinds. Renovated gourmet kitchen featuring custom high-end cabinetry, counter tops and upgraded stainless sink/faucet. Functional luxury primary bedroom bathroom with walk-in shower. Upgraded shower heads in both bathrooms. Convenient location in Four Hills Community with many amenities. Near Community Center and pool. Close access to I-40, shopping and restaurants. Potential buyers must apply and obtain approval with Four Hills Management prior to purchase for lot space rent. Lot space rent is subject to increase upon new lease agreement.

Getting Around

41
WalkingCar-Dependent
36
TransitSome Transit
72
BikeVery Bikeable

Schools

6/10
2/10
Van Buren Middle SchoolGrades 6-83.1 mi
2/10
Highland High SchoolGrades 9-124.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Roof: Pitched,Shingle

Other

  • Builder model: 980 Champion
  • Builder name: Champion

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Main Level Primary
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 452226
  • On leased land: Yes
  • Lease amount: 630
  • Zoning description: R-MH*

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Deck

Lot

  • Lot size: 3,484 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$118$1,416
Property Taxes $60$720
Electricity $148$1,780
Total$755$9,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,885/yr
40% on housing$22,650/yr
45% on housing$20,133/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 87123$160
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87123
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-22Listed for sale$105,000

For Sale by Agent

AgentDonavani Michelle Garcia
BrokerageThe Hive RE Collective

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