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813 Ram Trl SE, Albuquerque, NM, 87123

2beds
2baths
1,115sqft
$58,000
$52price/sqft
$600/moest. monthly cost
$24,000/yrincome needed

About This Home

What a Gem to see! This Home is in the Four Hills Community. This home features two bedrooms and two bathrooms with a very spacious floorplan. Newer paint, floors and evaporative cooler. Located close to a community pool and clubhouse. This home is on leased land, and you will have to get qualified before the close of this sale with the Four Hills Community sales department.

Getting Around

30
WalkingCar-Dependent
27
TransitSome Transit
67
BikeBikeable

Schools

6/10
2/10
Van Buren Middle SchoolGrades 6-83.0 mi
2/10
Highland High SchoolGrades 9-124.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1990

Materials

  • Foundation: None
  • Roof: Shingle
  • Construction materials: Modular/Prefab

Other

  • Builder model: Harbor

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Modular/Prefab,Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Range,Microwave
  • Laundry features: Electric Dryer Hookup

Bedroom2

  • Level: Main
  • Area: 156.09

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 82.08

Features

  • Bookcases,Main Level Primary,Pantry,Shower Only,Separate Shower,Walk-In Closet(s)
  • Window features: Sliding
  • Flooring: Laminate,Vinyl

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,115
  • Total interior livable area: 1,115 sqft

Kitchen

  • Level: Main
  • Area: 92.71

Living Room

  • Level: Main
  • Area: 244.36

Primary Bedroom

  • Level: Main
  • Area: 163.9

Property

Details

  • Parcel number: 430915
  • On leased land: Yes
  • Lease amount: 650
  • Zoning description: R-MC*

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Exterior features: None

Lot

  • Features: Garden,Planned Unit Development,Trees

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $293$3,516
Home Insurance *$118$1,416
Property Taxes $41$492
Electricity $148$1,780
Total$600$7,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,571/yr
40% on housing$18,000/yr
45% on housing$16,000/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$52This listing

vs Other Active Listings

Avg $/sqft

ZIP 87123$160
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87123
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-09Price change$75,000
2025-10-28Listed for sale$79,000
2025-09-09Listing removed--
2025-07-18Listed for sale$79,900

For Sale by Agent

AgentTiffany L Degraffenreid
BrokerageBlue Diamond Realty LLC

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