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103 Old Saluda Dr, Saluda, NC, 28773

5beds
6baths
4,955sqft
$1,695,000
$342price/sqft
$10,011/moest. monthly cost
$400,440/yrincome needed

About This Home

Step into the warm embrace of this charming mountain cottage where every detail is designed for comfort and connection. The heart of the home is a Great Room anchored by a stately stone fireplace and accented by rich wood floors, high wooden ceilings and exposed beams. Light dances through French doors that open wide to inviting covered porches, seamlessly blending indoor living with the natural beauty of outside. This grand space flows effortlessly into the dining area and an open welcoming kitchen with its own cozy eat-in nook. Retreat to the sanctuary of the main-level primary bedroom suite where a private deck awaits to greet you with the morning’s first golden rays. A quiet, comfortable office and a full hall bathroom complete the main level with two additional bedrooms, and a versatile family room - the perfect backdrop for creating cherished memories. Outside the property expands into almost six beautiful, private acres. The detached two car garage offers remarkable versatility complete with two bathrooms, a private deck, convenient carport and separate upstairs efficiency apartment ideal for guests or creative pursuits. This is more than just a house; it’s a peaceful mountain retreat ready for its next chapter.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Upward ElementaryGrades PK-55.4 mi
6/10
Flat Rock MiddleGrades 6-85.4 mi
6/10
East Henderson HighGrades 9-126.5 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Stone,Wood

Other

  • Builder name: Harold Bennett

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Down Draft,Dryer,Electric Oven,Electric Water Heater,Gas Cooktop,Microwave,Refrigerator,Wall Oven,Washer,Other
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Main Level,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 6
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Built-in Features,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Total Primary Heated Living Area: 3985
  • Door features: French Doors
  • Window features: Insulated Windows
  • Flooring: Wood
  • Fireplace features: Fire Pit,Great Room,Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 3,985

Great Room

  • Features: Built-in Features
  • Level: Main

Heating & Cooling

  • Heating features: Central,Heat Pump,Propane,Zoned,Other
  • Cooling features: Heat Pump,Zoned

Interior Area

  • Total structure area: 3,985
  • Total interior livable area: 4,955 sqft

Kitchen

  • Features: Open Floorplan
  • Level: Main

Laundry

  • Level: Main

Office

  • Features: Built-in Features
  • Level: Main

Primary Bedroom

  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom
  • Level: Upper

Property

Details

  • Parcel number: 9595933881/9595943099
  • Zoning: R3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio,Rear Porch,Wrap Around
  • Exterior features: Fire Pit,Storage

Lot

  • Lot size: 5 Acres
  • Features: Level,Private,Wooded

Parking

  • Total spaces: 8
  • Parking features: Circular Driveway,Detached Garage,Garage Door Opener,Garage Faces Front,Garage Shop,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning
Strong Wind
Drought
Hail
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,570$102,840
Home Insurance *$564$6,768
Property Taxes $416$4,992
Electricity $461$5,538
Total$10,011$120,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$343,234/yr
40% on housing$300,330/yr
45% on housing$266,960/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 28773$233
Henderson County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 28773
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$1,695,000
2024-09-03Listing removed$1,695,000
2024-09-02Listed for sale$1,695,000

For Sale by Agent

AgentAmmie Weymer
BrokerageHoward Hanna Beverly-Hanks

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