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8877 Dutch Flat Trl, Smartsville, CA, 95977

2beds
2baths
1,620sqft
$769,000
$475price/sqft
$5,235/moest. monthly cost
$209,400/yrincome needed

About This Home

Set in the peaceful foothills of Smartsville, this private single-level retreat offers a rare blend of tranquility, inspiration, and convenience just 20 minutes from the vibrant shops, dining, and everyday amenities of Grass Valley and Nevada City. Surrounded by scenic horse properties, open grazing land, and protected wilderness, the setting feels expansive and serene while remaining easily accessible. Outdoor enthusiasts and nature lovers will appreciate direct trail access from the front door, with breathtaking views of the Yuba River, Lake Englebright, and the distant Sutter Buttes creating a constantly inspiring backdrop. The property is well-suited for a variety of lifestyles. Equestrian potential, usable land, and riding trails straight off the property make it an excellent fit for horse enthusiasts; while the peaceful environment, natural light, and stunning surroundings offer an ideal setting for artists, writers, or anyone seeking a creative retreat. The home itself is a striking modern interpretation of a Japanese-inspired country residence, blending clean architectural lines with organic materials and exceptional craftsmanship. Floor-to-ceiling windows and fully retractable glass doors create seamless indoor-outdoor living, while exterior sliding timber barn doors add both beauty and functionality. Inside, the open-concept layout is warm and inviting, designed for both everyday living and creative flow. Whitewashed wide plank heart pine floors and clay-walled interiors add natural texture and timeless character. The thoughtfully designed kitchen features sleek cabinetry, distinctive wood and metal countertops, generous prep space, and a long eating bar ideal for gathering and entertaining. A cozy wood-burning stove anchors the living space. The spa-inspired bathroom includes radiant heated floors, offering comfort year-round. An additional ~600 sq ft of attic space provides flexibility for storage, a studio, or creative workspace. Outside, a covered wrap-around veranda invites you to relax, entertain, and take in the surrounding landscape and sweeping foothill views. With owned solar and room to expand, this property offers a unique opportunity to enjoy privacy, creativity, and connection to nature without sacrificing access to town.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Bear River SchoolGrades 4-816.8 mi
7/10
Wheatland Union High SchoolGrades 9-1216.9 mi
8/10

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern/High Tech,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Range Hood,Dishwasher,Self Cleaning Oven,Electric Cooktop,Electric Water Heater,Free-Standing Electric Oven,Free-Standing Electric Range,Dryer,Washer
  • Laundry features: Laundry Room,Electric Dryer Hookup,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1

Dining Room

  • Features: Bar,Dining/Family Combo

Features

  • Flooring: Slate,Tile,Wood,Painted/Stained
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Free Standing,Wood Burning,Wood Burning Stove
  • Fireplace: Yes
  • Attic: Room

Heating & Cooling

  • Heating features: Central,Wood Stove
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,620 sqft

Kitchen

  • Features: Metal/Steel Counter,Island w/Sink,Kitchen/Family Combo,Natural Woodwork

Property

Details

  • Parcel number: 006330011000
  • Zoning description: RR-5 Rural Residential District
  • Special condition: Standard
  • Other equipment: Water Cond Equipment Owned,Water Filter System

Features

  • Fencing: Wire,Entry Gate,Fenced,Full,Gated Driveway/Sidewalks
  • Frontage type: Borders Government Land

Lot

  • Lot size: 21.78 Acres
  • Features: Dead End,Secluded,Low Maintenance

Parking

  • Parking features: No Garage,RV Possible,Uncovered Parking Space,Uncovered Parking Spaces 2+,Guest,Gated
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Wildfire
Earthquake
Inland Flooding

FEMA Declared Disasters in Yuba County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,888$46,656
Home Insurance *$273$3,276
Property Taxes $676$8,112
Electricity $398$4,786
Total$5,235$62,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,485/yr
40% on housing$157,050/yr
45% on housing$139,600/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$475This listing

vs Other Active Listings

Avg $/sqft

ZIP 95977$211
Yuba County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 95977$346
Yuba County$268

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$769,000
2022-06-03Sold$795,000
2022-05-05Pending sale$795,000
2022-03-24Listed for sale$795,000
2014-05-22Sold$249,000

For Sale by Agent

AgentSusan Arnold
BrokerageKeller Williams Realty Gold Country

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