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679 Latonka Dr, Mercer, PA, 16137

4beds
2baths
1,100sqft
$419,000
$381price/sqft
$2,939/moest. monthly cost
$117,560/yrincome needed

About This Home

Enjoy Life At The Lake!Located in the private lake community of Lake Latonka,this home offers stunning lake views.Dock your boat right across the street where you can lease a slip.Situated on a triple lot & 1 row off lakefront,it provides privacy,low taxes,& plenty of space w/ no homes crowding around you.The oversized 2-car garage fits 3-4 vehicles.Enter through the mudroom w/ new wood paneling,lower-level bedroom,game room w/ bar,3/4 bath w/walk-in shower,laundry/utility room,&lots of storage.Enjoy the new carpet,flooring,paint,light fixtures,vinyl windows,metal roof,&much more!Upstairs,the eat-in kitchen gives access to a private backyard w/composite patio,living room features a stone wood-burning fireplace,built in shelves w/ mantle,wood trim/molding & a sliding door to a composite deck with stunning lake views.Main level has 3 bedrooms all w/ closets & overhead fans, & 1 full bath w/ a tub/shower combo.1 hr to Pittsburgh makes this the ultimate weekend getaway.Mercer Schools.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Mercer Area El SchoolGrades K-65.4 mi
5/10
7/10

Construction

Condition

  • Property condition: Resale

Materials

  • Roof: Metal
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dishwasher,Microwave,Stove

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedroom2

  • Level: Main
  • Dimensions: 10x12

Bedroom3

  • Level: Main
  • Dimensions: 11x8

Bedroom4

  • Level: Lower
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Entry Foyer

  • Level: Lower
  • Dimensions: 13x10

Family Room

  • Level: Lower
  • Dimensions: 14x11

Features

  • Flooring: Carpet,Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Kitchen

  • Level: Main
  • Dimensions: 16x12

Living Room

  • Level: Main
  • Dimensions: 15x12

Living Room

  • Level: Lower
  • Dimensions: 16x12

Master Bedroom

  • Level: Main
  • Dimensions: 11x12

Property

Details

  • Parcel number: 13934679

Features

  • Pool features: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Water Access

Lot

  • Lot size: 1.10 Acres
  • Lot size dimensions: 321 x 200

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$227$2,724
Property Taxes $370$4,440
Electricity $224$2,692
Total$2,939$35,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,765/yr
40% on housing$88,170/yr
45% on housing$78,373/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$381This listing

vs Other Active Listings

Avg $/sqft

ZIP 16137$208
Mercer County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 16137$425
Mercer County$85

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Price change$439,000
2026-02-18Price change$459,000
2025-10-13Price change$469,000
2025-08-08Price change$479,000
2025-06-27Price change$499,000
2025-06-04Price change$509,000
2025-04-28Price change$529,000
2025-04-10Price change$539,000
2025-03-23Listed for sale$549,000

For Sale by Agent

AgentDavid Hall
BrokerageERA JOHNSON REAL ESTATE INC.

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