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15637 Eddy Creek Way, Apple Valley, MN, 55124

4beds
3baths
2,694sqft
$479,900
$178price/sqft
$3,164/moest. monthly cost
$126,560/yrincome needed

About This Home

This beautifully appointed two-story home features four spacious bedrooms—all conveniently located on the upper level—plus three baths, highlighted by an exquisite primary suite complete with a spa-like bathroom and impressive closet space. The focal point of the main floor is an open-concept gourmet kitchen featuring granite countertops, crisp white cabinetry, a built-in desk area, upgraded lighting, and custom millwork around the island, with perfect site lines into the main living and dining spaces, which are directly connected to your private deck and fenced yard. Designed with maximum versatility in mind, the floor plan includes a main-floor flex room perfect for a home office, fitness room, or play space, along with a secondary flex space in the upstairs loft. Fabulous neighborhood only steps to Cobblestone Lake where you can enjoy walking or biking the 1.4 miles of paved trails around the lake, admire the peaceful views from the gazebo or picnic area, launch a canoe for time on the water, or wet a line from the fishing dock. The neighborhood also offers outdoor exercise equipment, two playgrounds, a basketball court, and an in-ground heated pool. Ideally located in the sought-after #196 School District and just minutes from multiple grocery stores, and a variety of restaurants and retail. Quick close possible!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
7/10
9/10

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Age Over 8 Years,Architectural Shingle,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Exhaust Fan,Gas Water Heater,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Room,Upper Level

Basement

  • Basement: None

Bedroom

  • Level: Upper
  • Area: 182
  • Dimensions: 14x13

Bedroom2

  • Level: Upper
  • Area: 99
  • Dimensions: 11x9

Bedroom3

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Bedroom4

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,694

Flex Room

  • Level: Main
  • Area: 135
  • Dimensions: 15x9

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,694
  • Total interior livable area: 2,694 sqft

Kitchen

  • Level: Main
  • Area: 468
  • Dimensions: 26x18

Living Room

  • Level: Main
  • Area: 420
  • Dimensions: 21x20

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 011808001110
  • Zoning description: Residential-Single Family
  • Foundation area: 1275

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Shared
  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 7,753 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 45 x 174 x 45 x 173

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Dakota County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$284$3,408
Property Taxes $227$2,724
Electricity $227$2,726
Total$3,164$37,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,480/yr
40% on housing$94,920/yr
45% on housing$84,373/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 55124$146
Dakota County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 55124$186
Dakota County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$479,900
2025-10-23Listing removed$520,000
2025-07-23Price change$520,000
2025-06-05Listed for sale$550,000
2020-11-25Sold$430,000
2020-10-17Pending sale$430,000
2020-09-24Listed for sale$430,000
2017-02-07Sold$340,200

For Sale by Agent

AgentTim Schepers
BrokeragePark Street Realty, LLC

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