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38976 Primula Ter, Newark, CA, 94560

3beds
2baths
1,456sqft
$899,000
$617price/sqft
$5,946/moest. monthly cost
$237,840/yrincome needed

About This Home

Beautifully maintained and move-in ready, this 3-bedroom + den, 2-bath townhome offers the space, comfort, and location today’s buyers value most. With 1,456 sq. ft. of thoughtfully designed living space, the home features a bright open-concept layout, abundant natural light, and a private balcony with peaceful sunrise views. The modern kitchen is appointed with white shaker cabinetry, mosaic tile backsplash, stainless steel appliances, a large island with seating, and tile flooring in the kitchen and dining area for added style and durability. A flexible den adds valuable extra space for a home office, study, or guest area. Located in a well-maintained community near shopping, dining, parks, AMC, Costco, Dumbarton Bridge, I-880, and major tech campuses, this home offers an exceptional combination of convenience and everyday livability.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

--
Birch Grove PrimaryGrades K-20.6 mi
7/10
6/10

Construction

Condition

  • Property condition: Existing
  • Year built: 2016

Materials

  • Roof: Unknown
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Free-Standing Range,Refrigerator,Dryer,Washer
  • Laundry features: In Unit,Common Area

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Counter - Solid Surface
  • Flooring: Tile,Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Kitchen

  • Features: Counter - Solid Surface,Dishwasher,Gas Range/Cooktop,Kitchen Island,Microwave,Range/Oven Free Standing,Refrigerator

Property

Details

  • Parcel number: 92A2601127
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1.55 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$87$1,044
Property Taxes $916$10,992
Electricity $398$4,786
Total$5,946$71,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,862/yr
40% on housing$178,380/yr
45% on housing$158,560/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$617This listing

vs Other Active Listings

Avg $/sqft

ZIP 94560$615
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94560$784
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$899,000
2025-11-01Price change$959,000
2025-10-13Listed for sale$989,000
2017-07-27Sold$678,000

For Sale by Agent

AgentAruna Sharma
BrokerageKeller Williams Realty

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