




558-560 Balboa St, San Francisco, CA, 94118
About This Home
Great Investment Opportunity in San Francisco's Inner Richmond District! Well maintained mixed-used residential and commercial building on Balboa St near Golden Gate Park, USF, and more! Main street level is an established Japanese and Chinese restaurant. Upper level is a move-in ready private residential unit with 3bd/1ba, separate entrance, formal living room, open kitchen/dining room floorplan, original hardwood floors, and a private backyard balcony. Residential unit will be delivered vacant. Great location with close proximity to museums, parks, schools, shops, restaurants, and even the beach! Live in one or rent out both unit. First time on the market in over 40 years!
Getting Around
Schools
Construction
Condition
- Year built: 1906
Materials
- Roof: Composition
- Construction materials: Stucco
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Features
- Tub w/Shower Over
- Flooring: Hardwood,Other
Heating & Cooling
- Heating features: See Remarks
- Cooling features: No Air Conditioning
Interior Area
- Total structure area: 1,980
- Total interior livable area: 1,980 sqft
Property
Details
- Parcel number: 1549 025
- Special condition: Standard
Features
- Patio & porch: Deck
Lot
- Lot size: 1,742 sqft
- Features: Level,Back Yard,See Remarks,Street Light(s)
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in San Francisco County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,733 | $116,796 |
| Home Insurance * | $315 | $3,780 |
| Property Taxes | $2,236 | $26,832 |
| Electricity | $424 | $5,095 |
| Total | $12,708 | $152,496 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-14 | Listed for sale | $1,899,000 |
| 2019-08-14 | Listing removed | $4,250 |
| 2019-08-02 | Listed for rent | $4,250 |
