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558-560 Balboa St, San Francisco, CA, 94118

3beds
2baths
1,980sqft
$1,925,000
$972price/sqft
$12,708/moest. monthly cost
$508,320/yrincome needed

About This Home

Great Investment Opportunity in San Francisco's Inner Richmond District! Well maintained mixed-used residential and commercial building on Balboa St near Golden Gate Park, USF, and more! Main street level is an established Japanese and Chinese restaurant. Upper level is a move-in ready private residential unit with 3bd/1ba, separate entrance, formal living room, open kitchen/dining room floorplan, original hardwood floors, and a private backyard balcony. Residential unit will be delivered vacant. Great location with close proximity to museums, parks, schools, shops, restaurants, and even the beach! Live in one or rent out both unit. First time on the market in over 40 years!

Getting Around

96
WalkingWalker's Paradise
73
TransitExcellent Transit
92
BikeBiker's Paradise

Schools

Construction

Condition

  • Year built: 1906

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Tub w/Shower Over
  • Flooring: Hardwood,Other

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: No Air Conditioning

Interior Area

  • Total structure area: 1,980
  • Total interior livable area: 1,980 sqft

Property

Details

  • Parcel number: 1549 025
  • Special condition: Standard

Features

  • Patio & porch: Deck

Lot

  • Lot size: 1,742 sqft
  • Features: Level,Back Yard,See Remarks,Street Light(s)

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,733$116,796
Home Insurance *$315$3,780
Property Taxes $2,236$26,832
Electricity $424$5,095
Total$12,708$152,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$435,702/yr
40% on housing$381,240/yr
45% on housing$338,880/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$972This listing

vs Other Active Listings

Avg $/sqft

ZIP 94118$764
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94118$1,334
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-14Listed for sale$1,899,000
2019-08-14Listing removed$4,250
2019-08-02Listed for rent$4,250

For Sale by Agent

AgentSan Lieu
BrokerageAlliance Bay Realty

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