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1015-1017 Irving St, San Francisco, CA, 94122

4beds
3baths
3,440sqft
$1,650,000
$480price/sqft
$11,015/moest. monthly cost
$440,600/yrincome needed

About This Home

1015 Irving Street is a mixed-use building prominently located on the vibrant Irving Street retail corridor in San Francisco's highly desirable Inner Sunset District. The property consists of a ground-floor restaurant and two spacious 2-bedroom/1-bath residential units above, offering an attractive combination of commercial and residential income. Located just blocks from Golden Gate Park and UCSF, the property benefits from strong residential and commercial demand. Irving Street is one of San Francisco's premier neighborhood retail corridors, offering an exceptional mix of restaurants, cafs, neighborhood retailers, and daily conveniences. The property is also well served by public transportation, providing convenient access throughout the city. With a desirable mixed-use configuration and an exceptional Inner Sunset location, 1015 Irving Street presents an outstanding opportunity for investors seeking a well-located asset in one of San Francisco's most established neighborhood commercial corridors. The property is presented as a three (3) unit mixed-use building. Buyers and their agents are encouraged to review the 3R Report regarding the property's authorized occupancy, which reflects one family dwelling over commercial.

Getting Around

98
WalkingWalker's Paradise
70
TransitExcellent Transit
82
BikeVery Bikeable

Schools

8/10
8/10
9/10

Construction

Condition

  • Year built: 1906

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Asphalt,Flat
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Mixed Use

Interior

Appliances

  • Appliances included: Varies By Unit

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,440
  • Total interior livable area: 3,440 sqft

Property

Details

  • Parcel number: 1766049
  • Zoning: NC2
  • Special condition: Standard

Features

  • Levels: Two
  • Topography of land: Level

Lot

  • Lot size: 2,495 sqft
  • Features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$186$2,232
Property Taxes $1,749$20,988
Electricity $737$8,851
Total$11,015$132,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$377,657/yr
40% on housing$330,450/yr
45% on housing$293,733/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$480This listing

vs Other Active Listings

Avg $/sqft

ZIP 94122$653
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94122$1,037
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Listed for sale$1,650,000
2000-12-15Sold$843,500

For Sale by Agent

AgentJohn M. Antonini
BrokerageCompass Commercial

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