




215-219 Church St, San Francisco, CA, 94114
About This Home
215-219 Church Street presents a rare opportunity to acquire a fully leased, mixed-use investment property in the heart of San Francisco's highly desirable Mission Dolores neighborhood. Consisting of a wellestablished ground-floor restaurant and two spacious residential flats above, the property offers stable cash flow, exceptional in-place rents, and minimal management responsibilities. The ground floor is occupied by The Rustic, a popular neighborhood restaurant that completed a substantial renovation of the space and recently executed a new 10-year lease, providing long-term income security for ownership. In addition to base rent, the restaurant reimburses approximately $2,500 per month in NNN expenses and pays directly for its utilities. The restaurant features an inviting dining room, full commercial kitchen, bar area, outdoor patio seating, rear storage, and access to a large basement storage area. The upper floors consist of two large 4-bedroom, 1.5-bath residential flats that are fully occupied at strong market rents. Both units feature updated kitchens and bathrooms, spacious floorplans, abundant natural light, and attractive finishes that continue to attract quality tenants. The property has been well maintained and requires little day-to-day oversight. Tenants pay their own utilities, reducing operating expenses and contributing to the property's strong cash flow profile. Recent improvements include a freshly painted front faade, further enhancing curb appeal and minimizing near-term capital requirements. For investors seeking a stabilized, low-maintenance asset in one of San Francisco's most vibrant neighborhoods, 215-219 Church Street offers an attractive combination of long-term income, quality tenancy, and pride of ownership.
Getting Around
Schools
Construction
Condition
- Year built: 1905
Type & Style
- Home type: MultiFamily
- Property subType: Mixed Use
Interior
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 2
- Full bathrooms: 1
- Partial bathrooms: 1
Interior Area
- Total structure area: 5,674
- Total interior livable area: 5,674 sqft
Property
Details
- Parcel number: 3544064
- Special condition: Standard
Lot
- Lot size: 3,123 sqft
- Features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Francisco County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $19,467 | $233,604 |
| Home Insurance * | $436 | $5,232 |
| Property Taxes | $4,136 | $49,632 |
| Electricity | $1,216 | $14,600 |
| Total | $25,255 | $303,060 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-16 | Listed for sale | $3,850,000 |
| 2025-05-16 | Sold | $2,105,000 |
| 2016-07-14 | Sold | $3,550,000 |
