




1081 Treat Ave, San Francisco, CA, 94110
About This Home
Situated on Treat Avenue just steps from vibrant 24th Street in San Francisco, this spacious and thoughtfully updated 5-bedroom, 2.5-bath home offers flexibility, comfort, and modern upgrades across three levels. The garage level has been renovated with permits, including a structural upgrades, and features a private one-bedroom, one full-bath layout with its own separate street entrance ideal for extended family, guests, or potential rental income. The second level showcases newly refinished wood floors, a well-appointed kitchen equipped with a new Samsung 5-burner stainless-steel, gas range and matching new Samsung stainless steel refrigerator. The open living and dining area creates a welcoming space for everyday living or entertaining, while an adjacent den or office adds versatility for remote work or creative use. A convenient half bath and direct access to a rear deck complete this level, offering indoor-outdoor flow. Upstairs, the top floor offers newly refinished wood floors, four bedrooms and a full bathroom with jetted tub, providing ample space for family living. The layout offers both functionality and comfort, with good natural light throughout. Most windows in the home are double-paned, enhancing energy efficiency and reducing street noise. With rare 3-car parking; including a one-car garage and two additional uncovered spaces secured behind a garage door, this property blends convenience with city living. There is also a concrete patio area under the deck and laundry area off the garage with stacked washer dryer, cabinetry and a sink. Located in a lively and sought-after neighborhood near shops, renowned restaurants, and public transit, this home delivers a rare combination of size, updates, and parking in one of San Francisco's most dynamic areas.
Getting Around
Schools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1927
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Free-Standing Gas Oven,Free-Standing Refrigerator,Washer/Dryer Stacked
- Laundry features: Cabinets,In Garage,Sink
Bedroom1
- Area: 0
Bedroom2
- Area: 0
Bedroom3
- Area: 0
Bedroom4
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Dining/Family Combo
- Area: 0
Family Room
- Area: 0
Features
- Window features: Dual Pane Partial
- Flooring: Tile,Wood
Heating & Cooling
- Heating features: Gas
- Cooling features: None
Interior Area
- Total structure area: 0
Kitchen
- Features: Tile Counters
- Level: Main
- Area: 0
Living Room
- Level: Main
- Area: 0
Master Bathroom
- Features: Jetted Tub, Tile, Tub w/Shower Over
Master Bedroom
- Features: Closet
- Area: 0
Property
Details
- Parcel number: 3640078
- Attached to another structure: Yes
- Special condition: Standard
Features
- Stories: 3
- Patio & porch: Uncovered Deck
- Has spa: Yes
- Spa features: Jetted Tub
- Fencing: Back Yard,Wood
Lot
- Lot size: 1,821 sqft
Parking
- Total spaces: 3
- Parking features: Attached,Garage Door Opener,Garage Faces Front,Size Limited,Uncovered Parking Space,Independent,On Site (Single Family Only)
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in San Francisco County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,053 | $84,636 |
| Home Insurance * | $226 | $2,712 |
| Property Taxes | $1,493 | $17,916 |
| Electricity | $398 | $4,786 |
| Total | $9,170 | $110,040 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Pending sale | $1,395,000 |
| 2026-05-01 | Listed for sale | $1,395,000 |
| 2001-10-03 | Sold | $510,000 |
