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2454 Clay St APT B, San Francisco, CA, 94115

1beds
1baths
575sqft
$698,000
$1,214price/sqft
$4,942/moest. monthly cost
$197,680/yrincome needed

About This Home

Amazing Location! Just steps away from restaurants, shops, banking, entertainment on the Fillmore street commercial corridor! Walk Score 99 out of 100! Located in the heart of Pacific heights. This condo features 1 bedroom, 1 bath, dining area, quaint living area, spacious kitchen, with stainless appliances, Corian counter tops, access from kitchen to storage and landscaped shared rear yard. In unit washer & Dryer hookups, laminate floors, tubs w/jets. Low HOA $264 which includes water, garbage, common area utilities. Unit has been freshly painted, and staged.

Getting Around

98
WalkingWalker's Paradise
81
TransitExcellent Transit
68
BikeBikeable

Schools

6/10
7/10
Marina Middle SchoolGrades 6-80.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1900

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Free-Standing Electric Oven,Free-Standing Refrigerator

Basement

  • Basement: None

Bathroom

  • Features: Tile

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Double Pane Windows
  • Flooring: Tile,Wood

Interior Area

  • Total structure area: 575
  • Total interior livable area: 575 sqft

Kitchen

  • Features: Granite Counters
  • Level: Main
  • Area: 0

Living Room

  • Level: Main
  • Area: 0

Master Bathroom

  • Features: Tub w/Shower Over

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 0612046
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Fencing: Wood
  • Topography of land: Upslope

Lot

  • Lot size: 3,132 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,529$42,348
Home Insurance *$214$2,568
Property Taxes $801$9,612
Electricity $398$4,786
Total$4,942$59,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,440/yr
40% on housing$148,260/yr
45% on housing$131,786/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,214This listing

vs Other Active Listings

Avg $/sqft

ZIP 94115$806
San Francisco County$695

vs Homes Sold Last Month

Median $/sqft

ZIP 94115$1,098
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$698,000

For Sale by Agent

AgentNicholas S. Honda
BrokerageRealty World Bay Area R.E.

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